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320 Amber Rdg, Blue Ridge, GA, 30513

4beds
5baths
3,034sqft
$1,174,000
$387price/sqft
$7,431/moest. monthly cost
$297,240/yrincome needed

About This Home

This immaculate modern mountain retreat is in the esteemed gated community of Staurolite Mountain, just five minutes from charming downtown Blue Ridge. This stunning 3,000+ sq. ft. home features four bedrooms, four and a half baths, and a beautifully designed three-level layout. Enjoy the best of mountain living with a wrap-around porch featuring a wood-burning fireplace, a Jacuzzi brand hot tub, and a fire pit - perfect for entertaining or relaxing with long-range mountain views. Inside, you'll find a gas fireplace, open concept living spaces, and modern rustic finishes throughout. Each of the large bedrooms offer an en suite bath providing your family and guests with privacy and comfort. Upon arrival you will be awestruck with the gourmet kitchen, great gathering space, and open floor plan. Step into the living room and see the multiple angles of the cathedral ceiling above, elevated barn doors for privacy in the loft bedroom, and mushroom wood as the finish on the interior wall lining the staircases. The full finished basement includes a wet bar, tv viewing area, space for a pool table, with the hot tub just outside the door. Bonus: Adjacent, landscaped lot owned by the sellers is available, price to be negotiated. You Tube Video: https://www.youtube.com/shorts/INnXou7os4w

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
7/10
5/10
Fannin County High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2021

Materials

  • Roof: Shingle,Metal
  • Construction materials: Frame,Wood Siding,Log Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Cottage
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Refrigerator,Range,Oven,Microwave,Dishwasher,Washer
  • Laundry features: Main Level,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Wet Bar,Cathedral Ceiling(s),Sheetrock,Wood,Loft,Eat-in Kitchen,High Speed Internet
  • Window features: Insulated Windows,Wood Frames,Screens
  • Flooring: Concrete,Wood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Wood Burning,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,034
  • Total interior livable area: 3,034 sqft

Master Bedroom

  • Level: Main,Upper,Lower

Property

Details

  • Parcel number: 005303125

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Deck,Covered,Patio,Wrap Around
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Heated
  • Has view: Yes
  • View description: Mountain(s),Year Round,Long Range
  • Frontage type: Road
  • Topography of land: Level,Sloping

Lot

  • Lot size: 1.05 Acres

Parking

  • Parking features: Driveway,Asphalt,Electric Vehicle Charging Station(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Tornado
Strong Wind
Earthquake
Hail
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,936$71,232
Home Insurance *$420$5,040
Property Taxes $781$9,372
Electricity $294$3,537
Total$7,431$89,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$254,777/yr
40% on housing$222,930/yr
45% on housing$198,160/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 30513$289
Fannin County$278

vs Homes Sold Last Month

Median $/sqft

ZIP 30513
Fannin County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$1,199,000
2025-10-09Listed for sale$1,299,000
2021-03-04Sold$739,000
2021-01-15Pending sale$739,000
2021-01-12Contingent$739,000
2021-01-12Pending sale$739,000
2021-01-03Listed for sale$739,000
2020-05-21Sold$41,000

For Sale by Agent

AgentLoranna DeSena
BrokerageOld Toccoa Farm Realty LLC

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