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163 Stonefly Dr, Horse Shoe, NC, 28742

4beds
4baths
3,857sqft
$1,775,000
$460price/sqft
$10,627/moest. monthly cost
$425,080/yrincome needed

About This Home

Experience refined mountain living in this brand new, luxury modern home located in the desirable gated community of Homestead at Mills River. Perfectly positioned on a flat, usable 1.3-acre homesite, this property offers a rare combination of privacy, wooded surroundings, and yet seasonal winter views. The striking exterior showcases natural stone accents, a paver driveway, and a spacious three-car garage, setting the tone for the exceptional craftsmanship found throughout. Inside, the thoughtfully designed open-concept layout is elevated by high-end finishes, including natural white oak prefinished wood flooring, custom wood accent walls, and built-in shelving flanking a dramatic, oversized natural gas fireplace in the great room. The chef's kitchen is both functional and stunning, featuring premium stainless steel appliances, an oversized waterfall island, a walk-in pantry with an undercounter wine refrigerator, and seamless flow into a sunlit dining area. The great room opens to a large screened-in deck with a beautiful tongue-and-groove wood ceiling, perfect for enjoying the peaceful, wooded backdrop. The main-level primary suite offers a true retreat with a spacious layout and a spa-inspired bath complete with a soaking tub and large walk-in shower. Upstairs, a generous loft anchors three additional bedrooms, including a private en-suite guest room that functions as a second primary suite, ideal for guests or multi-generational living. Professionally landscaped grounds feature a variety of flowering plants and natural stone accents, enhancing the home's serene setting. A large, encapsulated walk-in crawl space with an extra storage room with a concrete floor provides excellent storage or the perfect space for a workshop, hobby or workout room. Scheduled for completion in just a few weeks, this exceptional new construction home offers modern luxury, privacy, and a connection to nature, all in a convenient location to South Asheville, Hendersonville and Brevard.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

8/10
Mills River ElementaryGrades PK-53.6 mi
6/10
Rugby MiddleGrades 6-86.7 mi
8/10
West Henderson HighGrades 9-126.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement,Stone

Other

  • Builder name: Big Hills Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Microwave,Refrigerator,Wine Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,857

Heating & Cooling

  • Heating features: Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 3,857
  • Total interior livable area: 3,857 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1005798
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch,Screened

Lot

  • Lot size: 1.31 Acres
  • Features: Cleared,Level,Private,Sloped,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Drought
Landslide
Tornado

FEMA Declared Disasters in Henderson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,975$107,700
Home Insurance *$528$6,336
Property Taxes $765$9,180
Electricity $359$4,310
Total$10,627$127,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$364,354/yr
40% on housing$318,810/yr
45% on housing$283,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 28742$342
Henderson County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 28742$299
Henderson County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,945,000
2024-10-22Sold$100,000
2018-09-28Sold$66,000

New Construction

AgentDebbie Hrncir
BrokerageHoward Hanna Beverly-Hanks Asheville-Biltmore Park

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