1330 Deer Creek Rd, Greenville, IL, 62246
About This Home
Welcome to lake living at its finest on Governor Bond Lake! This spacious 4-bedroom, 4-bath home offers the perfect blend of comfort, entertaining space, and breathtaking outdoor views. Nestled on a beautifully landscaped lot with private lake access, this property is designed for both relaxation and gathering with family and friends. Step inside to find a formal living room, a large upstairs family room filled with natural light, and an open dining room/kitchen combination ideal for everyday living and hosting. Current office off the kitchen could be a 5th bedroom for guests. The finished lower level offers even more room to spread out with an additional family room, game room, and bar — the perfect setup for entertaining year-round. The spacious master suite features private access to a screened-in porch where you can enjoy peaceful mornings overlooking the backyard and water. From there, step out onto the deck and take in the lake views and easy access to the dock and shoreline below. With generous living spaces, beautiful outdoor entertaining areas, and direct access to Governor Bond Lake, this home is a rare opportunity to enjoy waterfront living with room for everyone. Sellers are offering $25,000 for cove drudging and are motivated to sell. They are moving back "home" and need to sell.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Sleeping Area,Storage Space,Walk-Out Access
Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 72
- Dimensions: 9x8
Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 60
- Dimensions: 12x5
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 180
- Dimensions: 15x12
Bedroom4
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 195
- Dimensions: 13x15
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 3
- Main level bedrooms: 4
Dining Room
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 182
- Dimensions: 14x13
Family Room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 348
- Dimensions: 29x12
Family Room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 273
- Dimensions: 13x21
Features
- Bar,Ceiling Fan(s),Entrance Foyer,High Ceilings,Separate Dining,Storage,Tub,Walk-In Closet(s)
- Flooring: Carpet,Tile
- Finished area below ground: 1,445
- Finished area above ground: 2,353
Game Room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 351
- Dimensions: 13x27
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 3,798
- Total interior livable area: 3,798 sqft
Kitchen
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 252
- Dimensions: 18x14
Laundry
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 91
- Dimensions: 13x7
Living Room
- Features: Floor Covering: Carpeting
- Level: Main
Office
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 176
- Dimensions: 11x16
Primary Bathroom
- Features: Floor Covering: Ceramic Tile
- Level: Main
- Area: 110
- Dimensions: 11x10
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 272
- Dimensions: 16x17
Recreation Room
- Features: Floor Covering: Carpeting
- Level: Lower
- Area: 294
- Dimensions: 14x21
Storage
- Features: Floor Covering: Concrete
- Level: Lower
- Area: 224
- Dimensions: 14x16
Property
Details
- Parcel number: 062625316008
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Composite,Covered,Deck,Screened
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Lake,Navigable Water
- Waterbody name: Governor Bond Lake
Lot
- Lot size: 0.95 Acres
- Features: Front Yard,Landscaped,Some Trees,Views
- Lot size dimensions: 41,208
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tornado
- Drought
- Earthquake
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $554 | $6,648 |
| Property Taxes | $852 | $10,224 |
| Electricity | $292 | $3,505 |
| Total | $4,605 | $55,260 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Price change | $575,000 |
| 2026-06-19 | Price change | $625,000 |
| 2026-06-01 | Listed for sale | $675,000 |
| 2021-02-24 | Sold | $330,000 |
| 2021-02-09 | Pending sale | $349,900 |
| 2021-01-18 | Contingent | $349,900 |
| 2021-01-18 | Pending sale | $349,900 |
| 2020-12-22 | Listed for sale | $349,900 |
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