6292 E Gratiot Rd, Bannister, MI, 48807
About This Home
Character you can feel. Improvements you can trust. Welcome to this beautifully maintained country home where timeless character meets today's modern conveniences. Situated on nearly ½ acre along a paved road in Bannister, this spacious 4-bedroom, 2-bath home offers over 2,500 square feet of comfortable living space with numerous improvements already completed for its next owner. Inside, you'll find an inviting layout featuring a spacious living room anchored by a warming wood stove, an oversized kitchen with granite countertops, breakfast bar, abundant cabinetry, and generous dining space ideal for everyday living or entertaining. The convenient first-floor bedroom, full bath, and main-floor laundry provide flexibility, while the upper-level offers additional bedrooms and exceptional storage and bathroom. This home has been thoughtfully updated with many of the major improvements already complete, including a high efficiency propane furnace and central air conditioning installed by Hager Fox, replacing the previous fuel oil system. Additional updates include a new water softener, updated plumbing and bathroom improvements, refrigerator, water heater (2019), propane tank, and structural reinforcement completed by Ayers Basement Systems, including floor support beams and jacks. The Ayers transferable warranty provides added peace of mind for the next owner. Additional features include: Detached garage, Storage shed, Main-floor laundry, Granite countertops Waterproofed basement with air purification/dehumidification system 200-amp electrical service, Well and septic, Mature trees and generous outdoor space for gardening, recreation, or simply, enjoying the peaceful country setting. If you're looking for the charm of a classic home with many of the major mechanical and structural updates already completed, this property is one you won't want to miss. Property Improvements: 2019 New water heater, 2023 New downstairs bathroom plumbing upgrades, New Culligan water softener, New refrigerator, Shower updates, New water intake pipes, Structural improvements completed by Ayers Basement Systems, including, floor support beams and floor jacks, Transferable Ayers Basement Systems warranty 2024, Hager Fox removed the fuel oil heating system, New high-efficiency propane furnace installed, Central air conditioning added, New thermostat installed and New propane tank install.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Block,Combination,Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Refrigerator,Washer/Dryer,Water Heater,Water Softener Owned
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Crawl Space,Michigan,Partial,Sump Pump
Bedroom2
- Level: Second
- Area: 143.99
Bedroom3
- Level: Second
- Area: 240.09
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 288
Features
- Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Granite Counters
- Window features: Double Pane Windows
- Flooring: Carpet,Ceramic Tile,Laminate
- Fireplace features: Living Room,Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,540
Heating & Cooling
- Heating features: Electric,Forced Air,Propane,Wood Stove
- Cooling features: Central Air,ENERGY STAR Qualified Equipment,Exhaust Fan
Interior Area
- Total structure area: 4,052
- Total interior livable area: 2,540 sqft
Kitchen
- Level: First
- Area: 288
Living Room
- Level: First
- Area: 175.16
Master Bedroom
- Level: First
- Area: 158.07999999999998
Other
- Level: Second
- Area: 127.69000000000001
Property
Details
- Parcel number: 1906000420001000
- Zoning description: Zoning
- Foundation area: 1512
Features
- Levels: Two
- Stories: 2
- Pool features: Above Ground,ENERGY STAR Qualified pool pump,Outdoor Pool,Pool Cover,Private
- Exterior features: Lighting,Rain Gutters
- Fencing: None
- Has view: Yes
- View description: Rural
- Frontage type: Other
Lot
- Lot size: 0.48 Acres
- Features: Agricultural,Back Yard,Few Trees,Front Yard,Interior Lot,Level,Rectangular Lot
- Lot size dimensions: 120 x 175
Parking
- Total spaces: 2
- Parking features: Detached,Driveway,Garage Faces Front,Gravel
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clinton County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,086 | $13,032 |
| Home Insurance * | $655 | $7,860 |
| Property Taxes | $213 | $2,556 |
| Electricity | $277 | $3,324 |
| Total | $2,231 | $26,772 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $214,900 |
| 2026-07-27 | Pending sale | $214,900 |
| 2026-07-13 | Listed for sale | $214,900 |
| 2023-05-24 | Sold | $200,000 |
| 2023-05-23 | Pending sale | $199,900 |
| 2023-04-17 | Contingent | $199,900 |
| 2023-04-10 | Price change | $199,900 |
| 2023-01-30 | Listed for sale | $209,900 |
| 2023-01-25 | Contingent | $209,900 |
| 2022-11-11 | Listed for sale | $209,900 |
| 2021-01-27 | Sold | $117,500 |
| 2020-12-31 | Pending sale | $119,900 |
| 2020-12-17 | Listed for sale | $119,900 |
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