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97 Waverly Street, Yonkers, NY, 10701

10beds
7baths
4,928sqft
$1,500,000
$304price/sqft
$11,179/moest. monthly cost
$447,160/yrincome needed

About This Home

An exceptional opportunity to own a fully free-market 5-unit multifamily in one of Yonkers’s most dynamic and rapidly growing rental corridors. 97 Waverly Street combines strong in-place income with meaningful upside, making it an ideal acquisition for both seasoned investors and those looking to expand their portfolio with a high-performing asset. This property offers a total of approximately 4,900+ square feet and includes multiple residential units with separate utilities, providing strong income-producing potential. Property features include a mix of unit layouts, recent updates in select apartments, and individual gas and electric meters. Some units have been renovated with modern kitchens featuring updated cabinetry, quartz countertops, and stainless steel appliances. Ideally situated near a variety of shopping, dining, and essential services, with convenient access to public transportation and major roadways. Nearby amenities include parks, waterfront attractions, and cultural destinations such as the Hudson River Museum and Beczak Environmental Education Center, as well as proximity to downtown Yonkers and the Metro-North train station for commuting options. Ideal for investors or owner-users seeking a centrally located property with income potential and access to a variety of neighborhood conveniences.

Getting Around

95
WalkingWalker's Paradise
63
TransitGood Transit
28
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 1891

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex,Multi Family

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Finished,Full,See Remarks,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 10
  • Bathrooms: 7
  • Full bathrooms: 7

Features

  • Ceiling Fan(s),High Ceilings,Recessed Lighting
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Oil
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 4,928
  • Total interior livable area: 4,928 sqft

Property

Details

  • Parcel number: 1800001000004780000001
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Fencing: Back Yard

Lot

  • Lot size: 1,742 sqft
  • Features: Near Public Transit,Near School,Near Shops

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$481$5,772
Property Taxes $2,300$27,600
Electricity $814$9,772
Total$11,179$134,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$383,280/yr
40% on housing$335,370/yr
45% on housing$298,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 10701$332
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10701$355
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$1,500,000
2024-04-10Listing removed--
2024-03-27Listed for rent$2,700
2024-03-02Listing removed--
2024-02-25Price change$2,700
2024-01-23Listed for rent$2,800
2020-12-15Listing removed$1,650
2020-12-08Listed for rent$1,650
2020-03-02Sold$855,000

For Sale by Agent

AgentGeno M. George
BrokerageCompass Greater NY, LLC

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