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1372 Natoma St, San Francisco, CA, 94103

2beds
1baths
867sqft
$749,000
$864price/sqft
$4,770/moest. monthly cost
$190,800/yrincome needed

About This Home

Beautifully remodeled 2-bedroom, 1-bath 867 sqft residence in San Francisco's vibrant Inner Mission blends modern design with exceptional comfort and convenience. It features an open-concept living space with access to an additional 400 sqft rooftop deck, perfect for relaxing or entertaining. Radiant-heated floors run throughout the home, complemented by in-unit LG washer and dryer and ample closet and cabinet space for everyday convenience. Contemporary kitchen is appointed with premium Granite countertops, full size Thor gas range, and award-winning Beko refrigerator, and Bosch dishwasher. Ideally situated just 1.5 blocks from 16th Street BART, with low HOA $350/month, this move-in-ready residence offers exceptional convenience with easy access to acclaimed restaurants, cafes, local markets, and everyday neighborhood amenities. Combining stylish city living with outstanding transit connectivity, it is perfectly positioned in one of San Francisco's most vibrant neighborhoods.

Getting Around

99
WalkingWalker's Paradise
98
TransitRider's Paradise
100
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 1906

Materials

  • Foundation: Slab,Other
  • Roof: Bitumen

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Heating & Cooling

  • Heating features: Radiant Floor
  • Cooling features: Other

Interior Area

  • Total structure area: 867
  • Total interior livable area: 867 sqft

Property

Details

  • Parcel number: 3548071
  • Zoning: RH3
  • Special condition: Standard

Lot

  • Lot size: 2,000 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,787$45,444
Home Insurance *$136$1,632
Property Taxes $449$5,388
Electricity $398$4,786
Total$4,770$57,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,542/yr
40% on housing$143,100/yr
45% on housing$127,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$864This listing

vs Other Active Listings

Avg $/sqft

ZIP 94103$542
San Francisco County$695

vs Homes Sold Last Month

Median $/sqft

ZIP 94103$545
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$749,000
2025-03-12Sold$650,000
2025-02-10Pending sale$699,000
2025-02-10Listed for sale$699,000
2021-03-18Sold$675,000
2021-02-20Pending sale$700,000
2021-01-29Price change$700,000
2021-01-21Price change$749,000
2020-12-08Price change$825,000
2020-12-04Listed for sale$875,000

For Sale by Agent

AgentPetronela Nicolae
BrokerageBerkshire Hathaway HomeServices DrysdaleProperties

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