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5 Tap In Lane, Mechanicville, NY, 12118

3beds
3baths
1,700sqft
$525,000
$309price/sqft
$3,604/moest. monthly cost
$144,160/yrincome needed

About This Home

Welcome to Halfmoons newest golf community! under construction Boasting 1700 sq ft of living space, this townhouse features 3 bedrooms and 2.5 bathrooms. The primary master suite is conveniently located on the first floor including master tiled bath and walk in closet, complemented by vaulted ceilings in the living room, granite/quartz countertops, soft close kitchen drawers and a island. Upstairs, two bedrooms share a sitting area, bonus room and a full tiled bath. Additionally, this townhome includes a full basement with egress. Dont forget the brand new synthetic 3 par golf course right in the community!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Asphalt
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range
  • Laundry features: Laundry Closet,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Kitchen Island
  • Flooring: Vinyl,Carpet,Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,700

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Other

  • Level: Second

Other

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Special condition: Standard

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 4
  • Parking features: Paved,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$115$1,380
Property Taxes $555$6,660
Electricity $280$3,371
Total$3,604$43,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,565/yr
40% on housing$108,120/yr
45% on housing$96,106/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 12118$245
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12118$281
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$525,000
2025-09-13Price change$489,900
2025-08-20Price change$459,900
2025-07-21Listed for sale$485,000
2024-03-27Listing removed--
2023-06-14Price change$428,400
2023-05-02Listed for sale$408,000
2023-04-28Listing removed--
2023-03-20Price change$408,000
2023-02-20Price change$394,900
2022-12-27Price change$384,900
2022-02-24Price change$369,900
2022-02-11Price change$359,900
2021-07-15Price change$349,900
2021-04-08Price change$329,900
2020-12-12Price change$319,900
2020-12-03Listed for sale$329,900

New Construction

AgentJennifer Khan
BrokerageJenn Khan Realty LLC

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