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1933 Island Cir APT A201, Kemp, TX, 75143

3beds
2baths
1,302sqft
$229,000
$176price/sqft
$1,763/moest. monthly cost
$70,520/yrincome needed

About This Home

Enjoy easy lake living in this 3 bedroom, 2 bathroom condo on beautiful Cedar Creek Lake. This well designed unit features an open living area filled with natural light and inviting lake views. Step out onto the private balcony overlooking the water, perfect for morning coffee or unwinding after a day on the lake. Residents enjoy access to outstanding community amenities including a boat dock, boat ramp, lakeside pool, and marina facilities, making it simple to enjoy everything Cedar Creek Lake has to offer. Whether you are seeking a full time residence, weekend retreat, or low maintenance lake getaway, this condo delivers comfort, convenience, and a true lake lifestyle.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Tool Elementary SchoolGrades PK-51.2 mi
4/10
Malakoff Middle SchoolGrades 6-810.6 mi
6/10
Malakoff High SchoolGrades 9-129.2 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Open Floorplan,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace features: Bedroom
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,302 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: Second
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 26350001201063

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground,Outdoor Pool,Pool
  • Patio & porch: Covered
  • Exterior features: Boat Slip
  • On waterfront: Yes

Lot

  • Lot size: 958.32 sqft
  • Features: Retaining Wall

Parking

  • Parking features: Parking Lot,Boat,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$181$2,172
Property Taxes $187$2,244
Electricity $238$2,859
Total$1,763$21,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,445/yr
40% on housing$52,890/yr
45% on housing$47,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 75143$212
Henderson County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 75143$190
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$215,000
2025-07-25Sold--
2025-07-15Pending sale$209,000
2025-06-30Contingent$209,000
2025-02-27Price change$209,000
2025-02-10Price change$225,000
2025-01-27Price change$229,000
2025-01-16Listed for sale$239,000
2024-10-15Listing removed$229,000
2024-09-30Listed for sale$239,000
2024-09-22Listing removed--
2024-09-11Price change$239,000
2024-08-19Price change$209,000
2024-08-05Price change$219,000
2024-07-23Price change$229,000
2024-06-28Listed for sale$249,000
2023-08-28Listing removed--
2023-08-14Listed for rent$1,300
2023-03-28Sold--
2023-02-25Pending sale$235,000
2023-02-21Contingent$235,000
2023-01-05Price change$235,000
2022-12-13Price change$239,000
2022-10-31Price change$255,000
2022-10-21Price change$245,000
2022-07-28Listed for sale$259,000
2022-07-08Listing removed--

For Sale by Agent

AgentCourtney Nelson
BrokeragePremier Realty

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