105 Lincoln Gray Cir, New Market, AL, 35761
About This Home
Discover comfort, space, & an incredible financial advantage in this charming New Market home! Located in the desirable Cotton Row community, this home offers access to highly rated nearby schools & features an assumable VA loan at just 2.5% interest, potentially saving more than $600 per month compared to current rates. The inviting great room flows into an open kitchen with an island and ample cabinetry. A main-level bedroom and full bath provide flexibility for guests, a home office, or multigenerational living. Upstairs, the oversized primary suite features separate his-and-hers walk-in closets and glam bath. The fully fenced backyard provides ample space for entertainment & pets.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2021
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Bathroom1
- Features: Double Vanity,Granite Counters,Walk-In Closet(s),LVP Flooring
- Level: Second
Bathroom2
- Level: Second
Bathroom3
- Level: First
Bedroom2
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
- Level: First
- Area: 108
Bedroom3
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
- Level: Second
- Area: 132
Bedroom4
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
- Level: Second
- Area: 135
Bedroom5
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Window Cov
- Level: Second
- Area: 135
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Smooth Ceiling,Window Cov,LVP Flooring
- Level: First
- Area: 117
Features
- Fireplace features: None
Great Room
- Features: Ceiling Fan(s),Smooth Ceiling,Window Cov,LVP
- Level: First
- Area: 361
Heating & Cooling
- Heating features: Central 1,Electric
- Cooling features: Central 1,Electric
Interior Area
- Total interior livable area: 2,548 sqft
Kitchen
- Features: Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,LVP
- Level: First
- Area: 208
Laundry Room
- Level: First
Master Bedroom
- Features: Ceiling Fan(s),Carpet,Smooth Ceiling,Tray Ceiling(s),Window Cov,Walk-In Closet(s)
- Level: Second
- Area: 420
Property
Details
- Parcel number: 0903080000015.033
Features
- Patio & porch: Covered Patio,Covered Porch
- Exterior features: Curb/Gutters,Sidewalk
Lot
- Lot size: 8,400 sqft
- Lot size dimensions: 140 x 60
Parking
- Parking features: Garage-Two Car,Garage-Attached,Garage Faces Front,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,511 | $18,132 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $97 | $1,164 |
| Electricity | $285 | $3,421 |
| Total | $2,114 | $25,368 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Pending sale | $298,900 |
| 2026-07-08 | Price change | $298,900 |
| 2026-05-28 | Listed for sale | $319,500 |
| 2024-06-26 | Listing removed | -- |
| 2024-06-04 | Listed for rent | $2,100 |
| 2021-06-28 | Sold | $286,320 |
| 2021-05-03 | Pending sale | $286,170 |
| 2021-04-30 | Price change | $286,170 |
| 2021-01-13 | Pending sale | $261,175 |
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