148 Captains Quarters Rd, Ocean City, MD, 21842
About This Home
Waterfront Retreat with Private Boat Dock – NO HOA FEES 2BR/1.5BA Coastal Townhome Welcome to your slice of Ocean City paradise! This beautifully maintained 2-bedroom, 1.5-bath waterfront townhome offers the ultimate bay-side lifestyle with a private boat slip/dock and stunning sunset water views right from your own deck. Interior Features: Upstairs: Step inside to an open, light-filled living space with vaulted ceilings and a stylish coastal color palette. The updated kitchen boasts crisp white cabinetry, teal accent walls, stainless steel appliances (French door refrigerator, range, microwave, dishwasher), and a Keurig station ready for your morning coffee. The comfortable living room features a spacious sectional sofa, ceiling fan, and flows seamlessly into a dining area with seating for four plus a breakfast bar with additional stool seating — perfect for entertaining. Downstairs: You'll find two well-appointed bedrooms, including a fun bunk-style room with twin-over-queen bunk beds ideal for family or guests, plus a second bedroom with additional bunk sleeping arrangements. A full bath and convenient half bath complete the interior living space. Outdoor Living & Waterfront Access: This is where the property truly shines. The property is located in a quiet waterfront community with easy canal access to the bay. Enjoy your private composite dock with a floating platform -bring your boat, kayaks, or paddleboards right to your back door. Multiple deck levels offer front-row seats to breathtaking canal sunsets, with views of boats, docks, and the Ocean City skyline in the distance. A ground-level patio area, complete with a Margaritaville-style bar, storage shed, and lounge seating, provides even more outdoor entertaining space along with a gas grill hookup. Additional Features: Private storage shed for beach gear, paddleboards, and bikes. There is assigned parking at the front entrance and the exterior is low-maintenance vinyl siding. Whether you're looking for a turnkey investment property, a weekend getaway, or a full-time coastal residence, this property delivers the quintessential Ocean City waterfront experience!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1982
Materials
- Foundation: Crawl Space,Slab
- Roof: Shingle
- Construction materials: Stick Built
Type & Style
- Home type: Townhouse
- Architectural style: Other
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Microwave,Dishwasher,Dryer,ENERGY STAR Qualified Refrigerator,Ice Maker,Washer,Self Cleaning Oven,Electric Water Heater
- Laundry features: Upper Level,Laundry Room
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Dry Wall
- Door features: Six Panel
- Window features: Casement
- Flooring: Laminate
- Finished area below ground: 0
- Finished area above ground: 896
Half Bath
- Level: Upper
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 896
- Total interior livable area: 896 sqft
Kitchen
- Level: Upper
Laundry
- Level: Upper
Living Room
- Level: Upper
Other
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2410224780
- Zoning: R-2
- Special condition: Standard
- Exclusions: Rocking Chairs,Picnic Table,Bar / Liquior Cart
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Deck,Patio
- Exterior features: Barbecue,Boat Storage
Lot
- Lot size: 1,562 sqft
- Lot size dimensions: 0.00 x 0.00
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,118 | $25,416 |
| Home Insurance * | $211 | $2,532 |
| Property Taxes | $254 | $3,048 |
| Electricity | $281 | $3,374 |
| Total | $2,864 | $34,368 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $409,900 |
| 2026-07-28 | Price change | $419,000 |
| 2026-07-24 | Price change | $429,900 |
| 2026-07-13 | Listed for sale | $439,900 |
| 2023-03-20 | Listing removed | -- |
| 2022-12-16 | Listed for rent | $3,500 |
| 2021-03-01 | Listing removed | -- |
| 2020-11-20 | Listed for rent | $1,495 |
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