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0 County Road 707, Verbena, AL, 36091

0beds
0baths
--sqft
$119,999
--price/sqft
$933/moest. monthly cost
$37,320/yrincome needed

About This Home

COMING SOON- Build your dream lake getaway on this beautiful 0.30ÂA± acre lot on Lake Mitchell! Located off County Road 707, this property is partially improved with a power pole, private well, concrete road access, seawall, and concrete steps leading to the water. With gentle sloping terrain and mature trees, it’s the perfect blend of convenience and natural beauty. Whether you're planning a weekend retreat or full-time lake living, this lot offers a rare opportunity at an affordable price.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
8/10
Clanton Middle SchoolGrades 7-83.0 mi
4/10
Chilton Co High SchoolGrades 9-123.1 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Other

Interior

Basement

  • Basement:

Property

Details

  • Parcel number: 1903053002002000

Lot

  • Lot size: 0.30 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$56$672
Property Taxes $31$372
Electricity $240$2,881
Total$933$11,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,988/yr
40% on housing$27,990/yr
45% on housing$24,880/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.0%
9.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 36091$139
Chilton County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 36091$166
Chilton County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-28Listed for sale$119,999
2025-07-31Contingent$119,999
2025-07-29Listed for sale$119,999
2021-07-01Listing removed--
2020-11-07Listed for sale$79,900

For Sale by Agent

AgentJeannie Smith
BrokerageEXIT REALTY CAHABA

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