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20857 Haulover Cv #B14, Lutz, FL, 33558

1beds
1baths
456sqft
$124,900
$274price/sqft
$985/moest. monthly cost
$39,400/yrincome needed

About This Home

Owner financing available for this 1-Bed/1-Bath condo in the gated nudist, clothing-optional community of Paradise Lakes. Neutral colors and tile/carpet throughout. The kitchen features a 4-burner range, microwave, dishwasher, dual stainless sink, refrigerator, extra upper/lower cabinets, and extended counter. Bedroom has built-in drawers and closet with mirror doors. Full bath with tub/shower combination and storage cabinet. A dedicated staircase leads to the loft - perfect for storage or guests. The condo has a stack washer/dryer, ceiling fans, and tankless hot water heater. Enjoy peaceful conservation views and take a short stroll to the community pier and lake located right around the corner. Buyer is responsible for verifying all information, details and dimensions. Condo association approval of Buyer is required including application, fee, background check, orientation, and membership in a recognized nudist organization. Optional membership to Paradise Lakes Resort is not included in monthly condo association fee.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
7/10
7/10
Sunlake High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Vaulted Ceiling(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Wall Units / Window Unit
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 540
  • Total interior livable area: 456 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 182635007000B000140
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Rain Gutters

Lot

  • Features: Level

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$72$864
Property Taxes $85$1,020
Electricity $197$2,366
Total$985$11,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,771/yr
40% on housing$29,550/yr
45% on housing$26,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 33558$232
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33558$249
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$129,900
2022-07-07Listing removed--
2022-07-01Listed for rent$1,300
2022-06-26Listing removed--
2022-06-08Listed for sale$129,500
2021-03-12Sold$54,900
2021-02-15Pending sale$54,900
2021-02-15Listed for sale$54,900
2020-12-31Pending sale$54,900
2020-11-03Listed for sale$54,900

For Sale by Agent

AgentJill Reid
BrokerageEXCEPTIONAL REAL ESTATE

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