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300 Mason Ave #2C, Cape Charles, VA, 23310

1beds
1baths
760sqft
$340,000
$447price/sqft
$2,297/moest. monthly cost
$91,880/yrincome needed

About This Home

Experience the charm of coastal living in the heart of historic Cape Charles! This fully furnished second-floor studio/loft offers an inviting blend of industrial character and modern comfort with exposed brick walls, warm wood flooring, and spacious open concept living. Located just blocks from the beach, with views of Cape Charles harbor and the Chesapeake Bay. You will love the easy access to local dining, boutique shopping, coffee shops, and community events right outside on Strawberry St Plaza. Whether relaxing indoors or exploring everything this vibrant coastal town has to offer, this loft delivers convenience, character, and location all in one.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
3/10
Northampton MiddleGrades 7-87.6 mi
2/10
Northampton High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 2016

Materials

  • Roof: Other
  • Construction materials: Brick,Other

Type & Style

  • Home type: Condo
  • Architectural style: Contemp
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bar
  • Flooring: Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 760 sqft

Property

Details

  • Attached to another structure: Yes
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Bay,Harbor
  • Has water view: Yes
  • Water view: Bay,Harbor
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: 2 Space,Assigned,Parking Lot,Multi Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Hurricane
Coastal Flooding
Cold Wave
Drought
Hail
Tsunami

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$189$2,268
Property Taxes $187$2,244
Electricity $202$2,433
Total$2,297$27,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,754/yr
40% on housing$68,910/yr
45% on housing$61,253/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 23310$300
Northampton County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 23310
Northampton County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentChelsea Sturtz
BrokerageColdwell Banker Premier

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