14405 Boomtown Way, Elgin, TX, 78621
About This Home
2.875% ASSUMABLE RATE on Boomtown Rd... and yes, that payment difference really does go BOOM! Compared to today’s typical rates, buyers could save roughly $575 per month, adding up to around $34,500 in savings during just the first 5 years alone. This 4 bedroom, 2.5 bath home offers a functional layout with all bedrooms upstairs and open living spaces downstairs that make everyday life easy. The kitchen includes granite countertops, designer wood cabinetry, energy efficient appliances, and plenty of storage. Upstairs, the primary suite includes a walk in shower, garden tub, oversized walk in closet, and plenty of room to spread out comfortably. Additional highlights include a WiFi enabled garage door opener and extra storage throughout the home. Located in Homestead Estates with nearby parks, playgrounds, and quick access to Hwy 290, this home combines serious payment savings with everyday convenience. This low rate doesn't come around often. Contact the listing agent directly for more details and schedule your showing today before it's gone!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2021
Materials
- Foundation: Slab
- Roof: Composition, Shingle
Other
- Builder name: LGI Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Fan,Microwave,Electric Oven,Free-Standing Range,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Ceiling Fan(s),Granite Counters,Electric Dryer Hookup,Interior Steps,Kitchen Island,Low Flow Plumbing Fixtures,Open Floorplan,Pantry,Recessed Lighting,Walk-In Closet(s),Washer Hookup
- Window features: Blinds,Double Pane Windows,Vinyl Windows
- Flooring: Carpet,Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,212 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 06471108050000
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered,Front Porch
- Exterior features: None
- Fencing: Fenced, Wood
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
Lot
- Lot size: 6,050 sqft
- Features: Back Yard,Curbs,Front Yard,Interior Lot,Landscaped,Public Maintained Road,Trees-Small (Under 20 Ft)
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hail
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $289 | $3,468 |
| Electricity | $242 | $2,914 |
| Total | $2,032 | $24,384 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $260,000 |
| 2026-07-14 | Price change | $265,000 |
| 2026-06-20 | Price change | $270,000 |
| 2026-06-02 | Listed for sale | $275,000 |
| 2026-05-04 | Listing removed | $300,000 |
| 2026-04-02 | Price change | $300,000 |
| 2026-01-10 | Price change | $315,000 |
| 2025-12-04 | Listed for sale | $335,000 |
| 2025-10-03 | Listing removed | $299,999 |
| 2025-07-12 | Listed for sale | $299,999 |
| 2025-05-16 | Contingent | $299,999 |
| 2025-03-18 | Price change | $299,999 |
| 2025-01-13 | Listed for sale | $317,500 |
| 2021-03-12 | Listing removed | -- |
| 2020-12-22 | Pending sale | $259,900 |
| 2020-10-29 | Listed for sale | $259,900 |
View on Zillow