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4646 Franklin Pike, Floyd, VA, 24091

3beds
2baths
1,288sqft
$439,000
$341price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

Looking for privacy, yet convenience to the town of Floyd, Roanoke and other points of interest? Nestled in the mountains of Floyd Virginia, just off the Blue Ridge Parkway lies this beautiful ranch home, sitting on 6 acres of prime woodland. This newer built 3 bedroom 2 bath home has an open concept and has been well maintained. Enjoy the evening sunset from the front porch and cool evenings gathered around the fire pit in the back yard. Plenty of room for gardening and other hobbies. With acreage and set up this property is a rare find.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Floyd Elementary SchoolGrades PK-78.0 mi
7/10
Floyd County High SchoolGrades 8-128.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2020

Materials

  • Construction materials: Vinyl,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Door features: Fiberglass,Insulated
  • Window features: Insulated Windows,Tilt-In
  • Flooring: Laminate,Vinyl
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Heat Pump Electric
  • Cooling features: Heat Pump Electric

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Property

Details

  • Parcel number: 2870

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Rear Porch
  • Has view: Yes

Lot

  • Lot size: 6 Acres
  • Features: Gentle Sloping,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$181$2,172
Property Taxes $168$2,016
Electricity $202$2,433
Total$2,770$33,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 7.6%
7.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 24091$196
Floyd County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 24091
Floyd County$200

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$439,000
2026-07-30Price change$439,000
2026-07-06Listed for sale$449,000
2020-12-11Listing removed$249,000
2020-10-30Pending sale$249,000
2020-10-29Listed for sale$249,000

For Sale by Agent

AgentCHRISTOPHER S HARMAN
BrokerageU/C BLUE RIDGE LAND & AUCTION CO INC- FLOYD

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