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324 County Road 257, Matagorda, TX, 77457

5beds
3baths
1,947sqft
$665,000
$342price/sqft
$4,404/moest. monthly cost
$176,160/yrincome needed

About This Home

Turnkey Coastal Retreat with Stunning River Views! This beautifully remodeled 5-bedroom, 3-bathroom home in Matagorda, TX, is the perfect blend of comfort and investment opportunity. Fully furnished and Airbnb-ready, this income-producing property boasts an expansive 3-story layout, ideal for hosting large groups. Enjoy breathtaking Colorado River views from the screened-in patios, designed to capture coastal breezes. Featuring hurricane-rated windows with a lifetime warranty, new appliances, upgraded kitchen countertops, and fresh decking, every detail has been thoughtfully updated. Whether you're looking for a permanent vacation home or a lucrative rental, this riverside gem is ready for you!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Matagorda SchoolGrades PK-121.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Disposal,Freestanding Oven,Microwave
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • All Bedrooms Up
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows,Storm Window(s)

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,947
  • Total interior livable area: 1,947 sqft

Kitchen

  • Features: Breakfast Bar,Pots/Pans Drawers,Soft Closing Cabinets,Soft Closing Drawers,Walk-in Pantry

Master Bathroom

  • Features: Primary Bath: Tub/Shower Combo

Property

Details

  • Parcel number: 44241

Features

  • Stories: 3
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: River,Water

Lot

  • Lot size: 6,882 sqft
  • Features: Corner Lot,0 Up To 1/4 Acre
  • Lot size dimensions: 50 x 138

Parking

  • Total spaces: 1
  • Parking features: Attached,Oversized,Boat,Double-Wide Driveway,RV Access/Parking,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Drought
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$128$1,536
Property Taxes $676$8,112
Electricity $238$2,859
Total$4,404$52,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,994/yr
40% on housing$132,120/yr
45% on housing$117,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$342This listing

vs Other Active Listings

Avg $/sqft

ZIP 77457$179
Matagorda County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 77457$1,979
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$665,000
2025-03-11Listed for sale$685,000
2021-04-21Sold--
2021-01-11Pending sale$297,000
2020-10-27Listed for sale$297,000

For Sale by Agent

AgentCari Goeke
BrokerageSouthern District Sotheby's International Realty

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