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57072 County Road 13, Elkhart, IN, 46516

4beds
2baths
1,832sqft
$289,900
$158price/sqft
$2,061/moest. monthly cost
$82,440/yrincome needed

About This Home

The charm of a classic farmhouse with the amenities of a newly constructed home is what you'll find at 57072 County Road 13. This 4 bedroom, 2 full bath home sits on just over 1 acre of land and is located next to Eastside Elementary School, shopping, and dining. Inside, the updated electrical, plumbing, flooring, and windows make this home fully functional and ready for the next owners. Other major updates in the last 2-3 years include the roof, water heater, furnace, and air conditioner. With over 1800 finished square feet of living space, this home is sure to provide plenty of space for you!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
4/10

Construction

Condition

  • Year built: 1880

Materials

  • Roof: Dimensional Shingles
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Range,Electric Water Heater
  • Laundry features: Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Brick

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Stone Counters,Eat-in Kitchen,Tub/Shower Combination
  • Flooring: Hardwood,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,832

Heating & Cooling

  • Heating features: Electric,Natural Gas,Conventional,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,008
  • Total interior livable area: 1,832 sqft

Property

Details

  • Parcel number: 200614201011.000009

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.01 Acres
  • Features: Level,City/Town/Suburb
  • Lot size dimensions: 208x208

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$214$2,568
Property Taxes $198$2,376
Electricity $184$2,212
Total$2,061$24,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,662/yr
40% on housing$61,830/yr
45% on housing$54,960/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$126
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$324,000
2026-03-18Listed for sale$334,900
2021-04-27Sold$235,000
2021-01-20Listing removed--
2020-12-04Price change$239,900
2020-10-26Listed for sale$259,900

For Sale by Agent

AgentJennifer Kerrn
BrokerageKeller Williams Realty Group

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