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3957 Pacific Loop, Las Cruces, NM, 88012

4beds
3baths
2,137sqft
$379,000
$177price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

For those who appreciate quality and peace of mind -- this home is a great find. This beautiful home offers the fresh, modern feel of new construction without the time, expense, or hassle of building. It's completely move-in ready, with every thoughtful detail already in place so you can simply unpack and enjoy. Unlike many new builds surrounded by dust, noise, and debris, this home sits in a quiet, established neighborhood -- free from construction zones and full of pride of ownership. Step outside to a fully finished, low-maintenance backyard featuring multiple sitting areas and a peek of the Organ Mountains -- perfect for morning coffee or evening relaxation. Inside, you'll find 4 spacious bedrooms, 2.5 bathrooms, and beautiful upgrades throughout, including granite countertops, wood-look tile, custom shutters, and updated lighting. Built with energy efficiency and quality in mind, this home features 2x6 construction, spray-foamed attic, LED lighting, and high-efficiency heating and cooling.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
5/10
Vista Middle SchoolGrades 6-82.1 mi
6/10
Onate High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Pitched,Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Utility Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chandelier,Kitchen Combo,Tile

Features

  • Open Floorplan
  • Window features: Double Pane Windows,Vinyl Windows,Low Emissivity Windowsmissivity Windows
  • Flooring: Flooring Foundation: Slab

Heating & Cooling

  • Heating features: Natural Gas Available,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,137
  • Total interior livable area: 2,137 sqft

Kitchen

  • Features: Tile Floor,Gas Cooktop,Convection Oven,Vent Fan,Pantry,Island,Microwave Oven,Granite Counters,Garbage Disposal,Built-in Dishwasher

Living Room

  • Features: Ceiling Fan,Tile

Property

Details

  • Parcel number: 4008130304526

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Rock

Lot

  • Lot size: 6,969 sqft
  • Features: Landscaping: Xeriscape
  • Lot size dimensions: 0 to .24 AC

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$130$1,560
Property Taxes $202$2,424
Electricity $151$1,823
Total$2,399$28,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 88012$160
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88012$189
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$379,000
2026-03-04Listing removed$385,000
2025-10-14Listed for sale$385,000
2021-09-08Sold--
2021-08-09Pending sale$341,881
2021-07-26Listed for sale$341,881
2021-06-25Pending sale$341,881
2021-06-20Listed for sale$341,881
2020-11-05Listing removed--
2020-10-26Listed for sale--

For Sale by Agent

AgentAnela Borrego-Flores
BrokerageKeller Williams Realty

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