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25-22 45th St, Astoria, NY, 11103

2beds
2baths
1,600sqft
$999,000
$624price/sqft
$6,203/moest. monthly cost
$248,120/yrincome needed

About This Home

Welcome to 25-22 45th Street , the perfect starter home in Astoria for buyers ready to stop renting and start building equity. This deal checks all the boxes for a first time home buyer: no renovations necessary, private parking, outdoor space, and all under $1M. This beautifully maintained 2 bedroom, 2 bathroom home was thoughtfully renovated in 2020 with updated plumbing and electrical systems, offering modern comfort and peace of mind. The home features recessed lighting throughout, split unit heating and cooling systems, and a stylish renovated kitchen with two tone cabinetry, white countertops, and a stove hood vented directly through the roof. The finished basement adds exceptional flexibility with its own private entrance, a full bathroom, and impressive 7.5 foot ceilings , ideal for guests, recreation, a home office, or extended living space. Situated on an R5 zoned lot with approximately 2,052 additional buildable square feet, this property may also offer future expansion potential for buyers and investors alike. The neighboring property was expanded by two additional levels and converted into a legal 3 family home, showcasing what may be possible. Buyers are encouraged to consult with an architect to verify buildability and zoning possibilities. Why settle for a condo when you can enjoy the privacy, space, and convenience of owning a true home in one of Queens’ most sought after neighborhoods?

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
61
BikeBikeable

Schools

4/10
Ps 70Grades PK-50.4 mi
7/10
Is 10 Horace GreeleyGrades 6-80.5 mi

Construction

Condition

  • Year built: 1951

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Special condition: Resale

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$264$3,168
Property Taxes $624$7,488
Electricity $264$3,172
Total$6,203$74,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,674/yr
40% on housing$186,090/yr
45% on housing$165,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 11103$857
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11103$1,257
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$999,000
2026-04-20Listing removed$949,000
2026-04-07Price change$949,000
2026-01-05Price change$1,025,000
2025-11-21Listed for sale$1,099,000
2023-02-27Listing removed--
2023-02-07Listed for sale$1,049,000
2023-01-26Listing removed--
2022-07-02Price change$1,049,000
2022-05-19Listed for sale$1,095,000
2021-02-19Sold$710,000
2020-11-12Pending sale$729,000
2020-10-21Listed for sale$729,000

For Sale by Agent

AgentNicholas Halvatzis
BrokerageAmorelli Realty

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