See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

283 N Second St, Harper, TX, 78631

2beds
2baths
1,696sqft
$429,000
$253price/sqft
$2,901/moest. monthly cost
$116,040/yrincome needed

About This Home

Embrace the freedom of small-town life with this charming 1938 cottage on 3.79 acres in Harper, TX-just a short walk to Hwy 290 for easy access to town or a quick trip into Fredericksburg... This 2 bed, 2 bath home has an extra studio that can be used as a 3rd bedroom or office. Thoughtful updates include a primary suite, party barn, and a detached laundry shed. Recent improvements include a new roof, fresh exterior paint, renovated kitchen and baths, updated plumbing, and windows-all while preserving vintage charm with original hardwood floors, built-ins, antique doorknobs, and a cozy fireplace. The fully fenced property offers two gated entrances and a livestock enclosure-perfect for chickens, goats, cows, or horses. Mature trees, fruit trees, and wildflowers add to the natural beauty. A standout stone outbuilding equipped with a mini-split is ideal for a studio, guest house, or party barn. Peaceful, self-sufficient living with modern comfort-just waiting for your homestead dream to begin.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
Harper Elementary SchoolGrades PK-40.6 mi
6/10
Harper Middle SchoolGrades 5-80.6 mi
7/10
Harper High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 1938

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Texas Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Microwave,Refrigerator,Disposal,Dishwasher,Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Breakfast Bar,Study/Library,Walk-In Closet(s),Ceiling Fan(s)
  • Flooring: Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,696 sqft

Kitchen

  • Area: 84

Living Room

  • Area: 255

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 80

Master Bedroom

  • Features: Walk-In Closet(s),Full Bath
  • Area: 216

Property

Details

  • Parcel number: 33497

Features

  • Levels: One
  • Stories: 1
  • Pool features: Other

Lot

  • Lot size: 3.79 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Drought
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$198$2,376
Property Taxes $296$3,552
Electricity $238$2,859
Total$2,901$34,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,462/yr
40% on housing$87,030/yr
45% on housing$77,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 78631$214
Gillespie County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 78631
Gillespie County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Listed for sale$465,000
2025-12-16Listing removed$465,000
2025-11-13Price change$465,000
2025-04-22Listed for sale$489,000
2025-04-21Listing removed$534,250
2025-02-05Listed for sale$534,250
2024-10-30Listing removed$549,000
2024-08-23Price change$549,000
2024-05-28Listed for sale$559,000
2024-05-28Listing removed--
2024-03-12Listed for sale$599,000
2020-11-24Sold--
2020-10-30Pending sale$349,900
2020-10-21Listed for sale$349,900

For Sale by Agent

AgentJessica Robinson, R-Bar Realty
BrokerageR-Bar Realty

Similar Homes