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1062 River Haven Ave, Concord, NC, 28025

3beds
3baths
2,356sqft
$405,000
$172price/sqft
$2,745/moest. monthly cost
$109,800/yrincome needed

About This Home

While others are worried about rising energy costs + fluctuating usage, imagine trading in your uncertainty for one fixed amount + securing your open concept dream home tucked away in a quiet neighborhood with picturesque, rolling hills that greet you as you enter. Located just 10 minutes outside of Downtown Harrisburg + 10 minutes outside of Downtown Concord, this well-cared for, 3-bedroom, 2.5-bath home offers the space, functionality and energy efficiency that you’ve been dreaming of! Downstairs offers a spacious living room with seamless transition into the dining room and eat-in kitchen, equipped with a large island, stainless appliances, a large pantry, a half bath tucked out of the way and a flex space, perfectly suited for an office, playroom or craft area. Upstairs you’ll find the primary suite with dual vanity, soaker tub, a separate shower and a generous closet. Also upstairs are two well-appointed bedrooms, a second full bath, laundry room and a versatile loft space. The backyard is fully fenced, offering privacy and plenty of space for grilling, gardening and for kids and pets to play! The solar panel system was installed in 2021, offering energy efficiency and peace of mind amid rising energy costs (*please note that the system does carry a balance that would require takeover prior to closing, ask agent for details). Don’t miss the opportunity to call this “home!”

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

5/10
A T Allen ElementaryGrades K-53.3 mi
5/10
4/10
Central Cabarrus HighGrades 9-122.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Range,Microwave,Self Cleaning Oven
  • Laundry features: Laundry Room,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,356

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,356
  • Total interior livable area: 2,356 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55375876040000
  • Zoning: RC-CD
  • Special condition: Standard
  • Exclusions: Exterior Cameras

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard,Fenced,Full,Privacy

Lot

  • Lot size: 0.15 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$160$1,920
Property Taxes $319$3,828
Electricity $219$2,633
Total$2,745$32,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,114/yr
40% on housing$82,350/yr
45% on housing$73,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$157
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$405,000
2026-06-05Listed for sale$414,000
2025-10-17Listing removed$414,000
2025-08-09Price change$414,000
2025-04-25Listed for sale$419,000
2021-01-25Sold$302,500
2020-10-15Listed for sale$293,900

For Sale by Agent

AgentVanessa Faulk
BrokerageEXP Realty LLC Ballantyne

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