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108 Harrison St, Haverhill, MA, 01830

38beds
17baths
21,200sqft
$4,899,000
$231price/sqft
$34,739/moest. monthly cost
$1,389,560/yrincome needed

About This Home

Harrison Lofts | Haverhill, MA Newer-construction (2020) 17-unit multifamily asset producing approximately $427,000 ($35,620.00 per month) in gross annual income with upside in rents.The property consists of 17 units (including 4 duplexes) with a strong unit mix from studios to 4-bedroom apartments. All units feature modern finishes, stainless steel appliances, and an industrial loft design that supports long-term rental demand.32 off-street parking spaces, on-site laundry, and separately metered gas and electric for each unit—including individual on-demand hot water heaters—keep operating expenses efficient.Located minutes from I-495, commuter rail, and downtown Haverhill amenities. Stabilized income, modern construction, well maintained, and value-add potential make this a compelling long-term hold.

Getting Around

86
WalkingVery Walkable
42
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

5/10
Whittier Middle SchoolGrades 5-81.2 mi
4/10
Haverhill High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Stone

Type & Style

  • Home type: MultiFamily
  • Property subType: 5+ Family - 5+ Units Up/Down

Interior

Bedrooms & Bathrooms

  • Bedrooms: 38
  • Bathrooms: 17
  • Full bathrooms: 17

Features

  • Finished area above ground: 21,200

Interior Area

  • Total structure area: 21,200
  • Total interior livable area: 21,200 sqft

Property

Details

  • Parcel number: 1922367
  • Zoning: Res

Lot

  • Lot size: 2.30 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 30
  • Parking features: Off Street,Assigned
  • Uncovered spaces: 30

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Earthquake
Ice Storm
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,772$297,264
Home Insurance *$1,623$19,476
Property Taxes $4,164$49,968
Electricity $4,180$50,166
Total$34,739$416,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,191,051/yr
40% on housing$1,042,170/yr
45% on housing$926,373/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 01830$258
Essex County$385

vs Homes Sold Last Month

Median $/sqft

ZIP 01830$298
Essex County$387

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$4,899,000
2026-05-01Price change$5,250,000
2026-04-21Price change$4,899,000
2026-01-12Listed for sale$5,250,000
2024-06-07Listing removed$5,250,000
2024-02-14Listed for sale$5,250,000
2023-11-04Listing removed$6,000,000
2023-08-15Price change$6,000,000
2023-08-11Listed for sale$5,999,999
2020-11-25Listing removed$5,500,000
2020-10-09Listed for sale$5,500,000

For Sale by Agent

AgentAndrew Haddad
BrokerageNortheast Development & Investment, Inc.

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