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0 Highway At, Villa Ridge, MO, 63089

0beds
0baths
0sqft
$675,000
--price/sqft
$4,400/moest. monthly cost
$176,000/yrincome needed

About This Home

One minute off HWY 44 at the Washington Exit to left on HWY AT and you are there. Acreage Has commercial potential or great place for subdivision. Seller is selling whole parcel will not subdivide. Owner is Licensed Real Estate Agent in the State of Missouri. There are two other parcels tax id of 18-6-130-0-000-023000 and 18-6-130-0-000-024000. Refer to plot of lots property is 23,24,and 25.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
6/10
Riverbend SchoolGrades 7-86.7 mi
3/10
Pacific High SchoolGrades 9-126.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Cooling

  • Cooling features: None

Features

  • Finished area above ground: 0

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1861300000023000
  • Special condition: Standard

Features

  • Fencing: Wire
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pond

Lot

  • Lot size: 31.30 Acres
  • Features: Gently Rolling,Pasture,Waterfront,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$436$5,232
Property Taxes $410$4,920
Electricity $141$1,693
Total$4,400$52,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,857/yr
40% on housing$132,000/yr
45% on housing$117,333/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 63089$189
Franklin County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 63089$190
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$675,000
2026-03-30Price change$695,000
2026-03-26Price change$325,000
2026-02-16Price change$725,000
2024-03-25Price change$364,000
2023-04-17Listed for sale$765,000
2023-02-01Listing removed--
2021-08-16Price change$765,000
2020-11-11Price change$780,000
2020-10-09Listed for sale$782,500

For Sale by Agent

AgentJames T McCarty
BrokerageRealty Executives of St. Louis

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