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10 Yacht Cove Dr APT 204, Hilton Head Island, SC, 29928

2beds
3baths
1,320sqft
$375,000
$284price/sqft
$2,431/moest. monthly cost
$97,240/yrincome needed

About This Home

Welcome to this сhаrmіng 2-bedroοm, 2-bаth townhome that perfeсtly blеnds traditional elegance with modern updates. Nestled in a serene community, this home features a spacious layout with an inviting living area that offers stunning lagoon and landscaped views. The updated kitchen boasts stainless appliances, granite countertops, a quaint breakfast area or office, and ample counter space. The wide breakfast bar invites friends and family to enjoy casual get togethers. With a two-car garage and workshop area, storage will not be a problem. The bedrooms are thoughtfully designed to provide comfort and privacy, complemented by well-appointed bathrooms. The primary suite has a cathedral ceiling and lots of windows for natural light. The bathroom has been updated with a double vanity, new shower door and large walk-in closet. The washer and dryer are located upstairs between the 2 bedrooms. Low regime fee includes water, landscaping, outside maintenance - this is an easy to live in primary home or vacation home. New tile floor in the foyer and HVAC is 2022. Shelter Cove is only a short stroll away for shopping, dining, and entertainment.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
64
BikeBikeable

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Asphalt
  • Construction materials: Block,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Multi-Level
  • Property subType: Condominium,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Multiple Closets,Pull Down Attic Stairs,Smooth Ceilings,Upper Level Primary,Vaulted Ceiling(s),Window Treatments,Entrance Foyer,Eat-in Kitchen,Pantry,Workshop
  • Window features: Other,Window Treatments
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,320 sqft

Primary Bedroom

  • Level: Second

Property

Details

  • Special condition: None

Features

  • Pool features: None
  • Patio & porch: Balcony,Front Porch
  • Exterior features: Balcony,Sprinkler/Irrigation,Paved Driveway
  • Has view: Yes
  • View description: Landscaped,Lagoon
  • Has water view: Yes
  • Water view: Landscaped,Lagoon

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tsunami

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$175$2,100
Property Taxes $156$1,872
Electricity $204$2,449
Total$2,431$29,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,348/yr
40% on housing$72,930/yr
45% on housing$64,826/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 29928$514
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29928$597
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$399,900
2026-02-25Price change$429,000
2026-01-16Listed for sale$439,000
2023-03-31Listing removed--
2021-12-07Listing removed$259,900
2021-03-31Sold$260,000
2021-02-18Pending sale$259,900
2020-11-12Price change$259,900
2020-10-07Listed for sale$267,600

For Sale by Agent

AgentLonnie Goulet
BrokerageCharter One Realty

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