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422 4th St #A & B, Montgomery, AL, 36110

1beds
1baths
1,344sqft
$79,900
$59price/sqft
$911/moest. monthly cost
$36,440/yrincome needed

About This Home

Investment opportunity! Duplex on quiet street with one unit rented for $550 per month. The other unit was previously rented for $550 a month as well. Property is being sold as is. Per the previous owner, plumbing and electrical have been updated. Mini splits installed in 2021.

Getting Around

24
WalkingCar-Dependent
16
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

1/10
2/10
Goodwyn Middle SchoolGrades 6-83.9 mi
2/10
Lee High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1927

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 04 09 29 1 005 006.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Porch

Lot

  • Lot size: 7,840 sqft
  • Features: City Lot
  • Lot size dimensions: 123 x 63

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Tornado
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$244$2,928
Property Taxes $23$276
Electricity $240$2,881
Total$911$10,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,234/yr
40% on housing$27,330/yr
45% on housing$24,293/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.9%
13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 36110$39
Montgomery County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 36110$49
Montgomery County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$79,900
2026-04-24Listed for sale$79,000
2022-03-31Listing removed--
2022-02-23Contingent$100,000
2022-02-16Listed for sale$100,000
2022-02-03Contingent$100,000
2021-12-31Listed for sale$100,000
2021-06-05Listing removed--
2020-11-07Listed for sale$56,000
2020-10-06Pending sale$56,000
2020-10-06Listed for sale$56,000

For Sale by Agent

AgentAlison M. Bertschy
BrokerageSandra Nickel Hat Team REALTOR

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