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163 Southwood Shores Pl #3D, Lake Ozark, MO, 65049

1beds
1baths
420sqft
$129,900
$309price/sqft
$929/moest. monthly cost
$37,160/yrincome needed

About This Home

Turnkey 1-Bedroom Condo in Southwood Shores - Lake Ozark, Mo on MM12. Welcome to Southwood Shores Condos, a sought-after lake community in Lake Ozark offering resort-style amenities for everyone! Enjoy the clubhouse, indoor & outdoor pools, hot tub, tennis & basketball courts, playground, designated lake swimming areas, trailer parking, and a boat ramp--perfect for lake living at its finest. Located in Building 163, this 1-bedroom, 1-bath condo offers prime lake view with lake access within a gated community. Step inside to find newer flooring, freshly painted adding a stylish touch, awesome open for relaxing and entertaining, Turnkey, fully furnished--ready for immediate enjoyment, and vaulted ceilings. Currently a nightly rental. With endless rental potential possibilities, this unit makes a fantastic investment, part-time vacation getaway, or full-time residence with top-tier amenities. Don't miss out--schedule your showing today!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

8/10
Osage Middle SchoolGrades 6-87.2 mi
7/10
Osage High SchoolGrades 9-127.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 420

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Kitchen

  • Level: Main
  • Area: 56
  • Dimensions: 7 x 8

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 94.43
  • Dimensions: 7.1 x 13.3

Primary Bedroom

  • Level: Main
  • Area: 115.71
  • Dimensions: 8.7 x 13.3

Property

Details

  • Parcel number: 0180280000001008024

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: In Ground
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Features: Waterfront
  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$83$996
Property Taxes $49$588
Electricity $141$1,693
Total$929$11,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,851/yr
40% on housing$27,870/yr
45% on housing$24,773/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$309This listing

vs Other Active Listings

Avg $/sqft

ZIP 65049$206
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65049
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$129,900
2026-03-30Listing removed$129,900
2026-01-16Listed for sale$129,900
2025-05-21Listing removed$139,000
2025-04-28Price change$139,000
2025-04-02Price change$145,000
2025-02-01Listed for sale$150,000
2024-06-27Listing removed--
2024-04-26Listed for sale$160,000
2021-04-09Listing removed--
2021-04-09Pending sale$99,900
2021-04-08Sold--
2021-03-11Contingent$99,900
2021-03-06Listed for sale$99,900
2020-11-16Sold--
2020-10-27Pending sale$65,000
2020-10-16Price change$65,000
2020-10-01Listed for sale$69,900

For Sale by Agent

AgentAnnamarie Hopkins
BrokerageOzark Realty

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