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2270 Palmer Avenue #5J, New Rochelle, NY, 10801

1beds
1baths
750sqft
$200,000
$267price/sqft
$1,633/moest. monthly cost
$65,320/yrincome needed

About This Home

Desirable first floor unit next to the Larchmont boarder. Close to train, bus, shopping and the village of Larchmont. Newly renovated eat-in kitchen with wood cabinets and granite counter tops. Large living room with hardwood floors. Good size bedroom with hardwood floors. Nice bathroom with tile floors and shower area. New shower doors. Has BBQ picnic area. Assigned space's and garage have a waiting list. Storage rooms and on site laundry. Ample street parking. Dog OK with weight restriction. Heat, hot water, garbage, water, and sewer included in your maintenance.

Getting Around

68
WalkingSomewhat Walkable
39
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

6/10
7/10
4/10
New Rochelle High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen
  • Attic: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One

Parking

  • Parking features: Assigned,Garage,Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$70$840
Property Taxes $306$3,672
Electricity $246$2,954
Total$1,633$19,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,988/yr
40% on housing$48,990/yr
45% on housing$43,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$267This listing

vs Other Active Listings

Avg $/sqft

ZIP 10801$361
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10801$453
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-10Listed for sale$200,000
2026-05-31Listing removed$200,000
2026-03-05Pending sale$200,000
2026-02-18Listed for sale$200,000
2025-10-06Pending sale$200,000
2025-06-23Price change$200,000
2025-05-29Listed for sale$215,000
2022-04-19Sold$180,000
2022-02-14Pending sale$185,000
2022-01-30Listing removed--
2021-12-13Listed for sale$185,000
2020-12-22Sold$172,500
2020-10-27Pending sale$182,500
2020-09-29Listed for sale$182,500

For Sale by Agent

AgentRichard Castro
BrokerageHoward Hanna Rand Realty

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