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87 Texas Black Way, Elgin, SC, 29045

5beds
3baths
2,311sqft
$341,000
$148price/sqft
$2,249/moest. monthly cost
$89,960/yrincome needed

About This Home

This home showcases a bright, open floor plan designed for both everyday living and effortless entertaining. A formal dining room welcomes you, while abundant natural light and a neutral color palette create a warm and inviting atmosphere, all anchored by a cozy fireplace. The kitchen is a true highlight—perfect for any home chef—featuring a spacious center island, sleek backsplash, and ample room for gathering and meal prep. A convenient in-law suite on the main level with a full bath offers flexibility for guests or multi-generational living. Upstairs, the spacious primary suite provides a comfortable retreat with a well-designed layout and generous closet space. The en-suite bathroom is fully equipped with a separate tub and shower, double vanities, and plenty of under-sink storage. Additional bedrooms with versatile space to fit your lifestyle—whether for work, play, or relaxation. Step outside to enjoy the backyard oasis, complete with a covered porch and sitting area—perfect for unwinding or entertaining. Ideallylocated near Fort Jackson, shopping, dining, and with easy access to major interstates, this home also benefits from Kershaw County’s lower property taxes. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Blaney Elementary SchoolGrades PK-52.2 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Self Clean,Dishwasher,Disposal,Microwave Above Stove,Tankless Water Heater
  • Laundry features: Laundry Closet,Electric,Heated Space

Bedroom2

  • Features: Bath-Shared,Ceiling Fan(s)
  • Level: Main

Bedroom3

  • Features: Bath-Shared,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Features: Bath-Shared,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Second

Bedroom5

  • Features: Bath-Shared
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Dining Room

  • Features: Molding
  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Storage

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,311
  • Total interior livable area: 2,311 sqft

Kitchen

  • Features: Bar,Eat-in Kitchen,Kitchen Island,Pantry,Backsplash-Granite,Backsplash-Tiled,Cabinets-Glazed,Recessed Lighting
  • Level: Main

Master Bedroom

  • Features: Double Vanity,French Doors,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),High Ceilings,Tray Ceiling(s),Ceiling Fan(s)
  • Level: Second

Property

Details

  • Parcel number: 3470000098SKQ

Features

  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Partial,Rear Only Wood

Lot

  • Lot size: 7,840 sqft
  • Features: Sprinkler
  • Lot size dimensions: 60 x 130 x 60 x 130

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,724$20,688
Home Insurance *$159$1,908
Property Taxes $144$1,728
Electricity $222$2,666
Total$2,249$26,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,108/yr
40% on housing$67,470/yr
45% on housing$59,973/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Kershaw County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$353,000
2023-07-26Sold$304,000
2023-07-06Pending sale$298,000
2023-06-21Contingent$298,000
2023-06-13Listed for sale$298,000
2023-06-07Contingent$298,000
2023-05-25Price change$298,000
2023-05-11Price change$302,000
2023-04-27Price change$310,000
2023-03-29Listed for sale$316,000
2023-03-27Sold$272,200
2020-12-31Sold$241,958
2020-09-30Listing removed$234,900
2020-09-24Listed for sale$234,900

For Sale by Agent

AgentMichael Bass
BrokerageFort Jackson Realty LLC

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