




4 Union Street, Ellsworth, ME, 04605
About This Home
THE ONE ON THE HILL -- A Corner with Options Perched at the meeting of Union and Main, this property takes in a commanding view over Ellsworth and offers something you don't see every day--true flexibility. Inside, it's currently split into two defined spaces: a three-bedroom, one-bath living area upstairs, and a first-floor layout that's been operating as a medical office. The main level is set up with multiple private rooms, a welcoming sitting area, dedicated office space, and an already-updated bathroom. Upstairs, the residential space is move-in functional as-is, but the real value here is in what this property could become. Thanks to two interior staircases and separate entrances, you've got options: keep it as a live/work setup, convert it to a spacious single-family, create a multi-unit income property, or continue using it as a professional or commercial space. The layout makes it easy to separate or combine areas depending on your vision. The building carries its history well, though it's ready for its next round of improvements. The heavy lifting has started--recent upgrades include a new furnace, newer hot water heater, and the addition of a heat pump for efficiency. Outside, the paved parking is a standout feature for an in-town location, offering convenience for residents, clients, or tenants. And then there's the location--high visibility, easy access, and right where you want to be for downtown Ellsworth and surrounding routes. Whether you're thinking home, business, or investment, this is a property that gives you room to make it your own. Also listed under commercial--explore the possibilities. MLS 1655770
Getting Around
Schools
Construction
Condition
- Year built: 1968
Materials
- Roof: Shingle
- Construction materials: Wood Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: New Englander
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Bulkhead,Interior Entry,Dirt Floor,Partial,Brick/Mortar,Unfinished
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedroom5
- Level: Second
Bedroom6
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: First
Features
- 1st Floor Bedroom,Bathtub,Shower,Storage
- Flooring: Carpet,Laminate,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 2,800
Heating & Cooling
- Heating features: Heat Pump,Hot Water,Zoned,Radiator
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Kitchen
- Level: Second
Laundry
- Level: Second
Office
- Level: First
Property
Details
- Zoning: Neighborhood
Features
- Levels: Multi/Split
- Patio & porch: Porch
Lot
- Lot size: 0.36 Acres
- Features: Business District,City Lot,Level,Open Lot,Sidewalks
Parking
- Parking features: Gravel,11 - 20 Spaces,On Site,Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Winter Weather
- Hurricane
- Lightning
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maine Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,992 | $23,904 |
| Home Insurance | $140 | $1,680 |
| Property Taxes | $275 | $3,300 |
| Electricity | $407 | $4,884 |
| Total | $2,814 | $33,768 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $394,000 |
| 2026-03-30 | Listed for sale | $399,000 |
| 2025-11-04 | Listing removed | $399,000 |
| 2025-09-30 | Price change | $399,000 |
| 2025-08-27 | Listed for sale | $424,000 |
| 2021-03-11 | Sold | $157,500 |
| 2020-09-24 | Listed for sale | $189,000 |
For Sale by Agent
