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40 N Christa Cir, Garden City, UT, 84028

18beds
19baths
11,500sqft
$2,799,000
$243price/sqft
$16,223/moest. monthly cost
$648,920/yrincome needed

About This Home

An unbeatable opportunity for large groups or reunions! This fully private 18-bedroom, 19-bathroom retreat sleeps up to 70 guests and feels like your own personal Inn. Enjoy the luxury of a private pool and hot tub, just a short walk from downtown, great restaurants, and beautiful Bear Lake. The newly renovated kitchen is ideal for feeding a crowd, and the expansive wrap-around porch offers plenty of space to relax. The property also includes a private pool, playground, large grassy field and additional one acre parcel to grow into. Begin creating memories today.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
North Rich SchoolGrades K-59.6 mi
6/10
Rich Middle SchoolGrades 6-89.6 mi
5/10
Rich High SchoolGrades 9-1222.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Gas Range,Microwave,Oven,Refrigerator,Washer,Washer/Dryer Stacked

Bedrooms & Bathrooms

  • Bedrooms: 18
  • Bathrooms: 19
  • Full bathrooms: 16
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Storage,Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),See Remarks
  • Flooring: Tile
  • Number of fireplaces: 11
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Air Conditioning

Interior Area

  • Total structure area: 11,500
  • Total interior livable area: 11,500 sqft

Property

Details

  • Parcel number: 41200100046

Features

  • Has spa: Yes
  • Spa features: Private
  • Fencing: Partial
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 2.04 Acres
  • Features: Many Trees,Additional Land Available

Parking

  • Total spaces: 1
  • Parking features: Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Wildfire
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,153$169,836
Home Insurance $579$6,948
Property Taxes $793$9,516
Electricity $698$8,376
Total$16,223$194,676

Income You'd Need if You Spent...

35% on housing$556,217/yr
40% on housing$486,690/yr
45% on housing$432,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 84028$202
Rich County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 84028
Rich County$248

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentTyler Parrish
BrokerageAlign Complete Real Estate Ser

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