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1013 26th Street Loop N, Sartell, MN, 56377

4beds
3baths
2,471sqft
$439,900
$178price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

This beautifully maintained 2024 split-level home offers all the benefits of new construction without the wait. Featuring 4 bedrooms, 3 bathrooms, and a spacious 3-stall attached garage, this home combines quality craftsmanship with modern design and everyday functionality. The open-concept main level showcases contemporary finishes throughout. A stunning kitchen with granite countertops, alder cabinetry, a large center island, and a full suite of like-new appliances. The private owner's suite features a walk-in closet complete with custom built-in shelving and cabinetry, along with a private bath. Additional walk-in closets provide ample storage throughout the home. The finished lower level offers generous living space, perfect for relaxing, entertaining, or creating a home office or play area. Plenty of room to enjoy the outdoors. Conveniently located just minutes from Sartell schools, this home offers the amenities today's buyers are looking for with the peace of mind that comes with newer construction. Move-in ready and meticulously cared for, this is one you won't want to miss!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
9/10
Sartell Middle SchoolGrades 6-81.7 mi
9/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Upper
  • Area: 55
  • Dimensions: 11x5

Bathroom

  • Level: Upper
  • Area: 40
  • Dimensions: 8x5

Bathroom

  • Level: Lower
  • Area: 47.5
  • Dimensions: 9.5x5

Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Lower
  • Area: 140
  • Dimensions: 14x10

Bedroom4

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Family Room

  • Level: Lower
  • Area: 575
  • Dimensions: 25x23

Features

  • Finished area below ground: 1,196
  • Finished area above ground: 1,275

Foyer

  • Level: Main
  • Area: 56
  • Dimensions: 8x7

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,535
  • Total interior livable area: 2,471 sqft

Kitchen

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Level: Lower
  • Area: 99
  • Dimensions: 11x9

Living Room

  • Level: Upper
  • Area: 285
  • Dimensions: 19x15

Walk In Closet

  • Level: Upper
  • Area: 40
  • Dimensions: 8x5

Walk In Closet

  • Level: Upper
  • Area: 48
  • Dimensions: 8x6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 92568980232
  • Zoning description: Residential-Single Family
  • Foundation area: 1275

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 167 x 166 x 20 x 148

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters in Stearns County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$304$3,648
Property Taxes $333$3,996
Electricity $208$2,500
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 56377$171
Stearns County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 56377$164
Stearns County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$439,900
2025-03-14Sold$429,900
2025-02-05Pending sale$429,900
2024-09-10Listed for sale$429,900
2024-09-08Listing removed$439,900
2024-06-19Listed for sale$439,900
2024-05-02Sold$59,900
2022-12-22Listed for sale$62,900
2022-12-22Listing removed--
2022-01-03Price change$62,900
2021-11-19Listed for sale$59,900
2021-01-20Listing removed--
2020-09-21Listed for sale$59,900

For Sale by Agent

AgentMolly Voigt
BrokerageVoigtJohnson

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