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202 Thornwood Dr, Suffolk, VA, 23435

4beds
3baths
2,925sqft
$489,900
$167price/sqft
$3,292/moest. monthly cost
$131,680/yrincome needed

About This Home

Welcome to luxury, space, and style at The Retreat at Bennett’s Creek! This immaculate, like-new two-story townhome offers over 2,900+ square feet of beautifully designed living space with high-end upgrades throughout. From the moment you step inside, you’re greeted by a stunning first-floor great room with soaring cathedral ceilings and an open balcony that overlooks and fills the home with natural light and architectural charm. The open-concept layout flows seamlessly from the chef-inspired kitchen featuring an oversized center island, premium finishes, and every upgrade imaginable. Abundance of space and storage. 2 bedrooms on the 1st floor and 2 spacious bedrooms on the 2nd floor. Spacious second family room/game room, great for entertaining, movie nights, or a private retreat. This home is a must see and is everything you have been looking for in a home. Wonderful amenities including a dock with boat slip availability, pool, clubhouse, fitness center, dog parks, Firepit area.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
5/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Dual Entry Bath (Br & Br),Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile,Laminate/LVP
  • Number of fireplaces: 1
  • Fireplace features: Fireplace Gas-natural
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 2,925 sqft

Primary Bedroom

  • Level: First

Property

Details

  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Association
  • Patio & porch: Patio,Porch,Screened Porch
  • Exterior features: Inground Sprinkler,Balcony
  • Fencing: None
  • Waterfront features: Not Waterfront

Parking

  • Total spaces: 2
  • Parking features: Garage Att 2 Car,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$179$2,148
Property Taxes $355$4,260
Electricity $281$3,380
Total$3,292$39,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,868/yr
40% on housing$98,760/yr
45% on housing$87,786/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 23435$209
Suffolk City$178

vs Homes Sold Last Month

Median $/sqft

ZIP 23435$206
Suffolk City$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentMichelle Buchanan
BrokerageRE/MAX Country to Coast

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