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405 Mississippi Street #705, Toms River, NJ, 08755

3beds
3baths
2,296sqft
$595,000
$259price/sqft
$4,206/moest. monthly cost
$168,240/yrincome needed

About This Home

Welcome to this move-in ready Strauss model townhome, the largest model available, in the sought after Riverwood Chase. Offering 2,296 sq ft of upgraded living space, this 3 bed, 2.5 bath home features an open floor plan and thoughtful design throughout. The entry level includes a foyer with engineered hardwood floors, powder room, spacious family/rec room with sliders to a paver patio, and an oversized one car garage. The second floor boasts a stunning kitchen with hardwood floors, 8-ft island, 42'' espresso cabinets, granite countertops, backsplash, stainless steel appliances, pantry, and oversized dining area with sliders to a large deck. The third floor offers a primary suite with walk-in closet and en-suite bath, two additional bedrooms, and a full bath. Schedule your showing today!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2015

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Has basement: Yes
  • Basement: Ceilings - High,Heated,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceilings - 9Ft+ 2nd Flr,Recessed Lighting
  • Door features: Sliding Doors
  • Attic: Attic

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,296 sqft

Property

Details

  • Parcel number: 080016600000000301C0705
  • Zoning description: Residential

Features

  • Stories: 3

Lot

  • Lot size: 871.20 sqft

Parking

  • Total spaces: 1
  • Parking features: Open,Common,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$241$2,892
Property Taxes $704$8,448
Electricity $253$3,037
Total$4,206$50,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,205/yr
40% on housing$126,180/yr
45% on housing$112,160/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 08755$293
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08755$285
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$595,000
2026-04-24Listed for sale$599,000
2026-03-12Listing removed$599,000
2026-01-21Listed for sale$599,000
2020-12-30Sold$335,000
2020-12-14Pending sale$342,500
2020-12-14Listed for sale$342,500
2020-11-04Listing removed$342,500
2020-09-10Listed for sale$342,500

For Sale by Agent

AgentFraidy Kaluszyner
BrokerageRE/MAX On the Move Realty

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