See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

603 Ocean Road #C, Spring Lake, NJ, 07762

1beds
1baths
--sqft
$459,000
--price/sqft
$3,161/moest. monthly cost
$126,440/yrincome needed

About This Home

Charming Spring Lake Cottage by the Sea. The blooming hydrangeas in the side garden welcome you to your beautifully renovated, 1 bedroom home only blocks from the ocean. Central air, ceiling fans, stainless steel appliances, full bath, washer/dryer and assigned parking make living easy at the beach! Enjoy the outdoor shower and walk or bike past the pond to beautiful downtown Spring Lake and beach. Low maintenance, convenient to train and highways.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

Construction

Condition

  • Year built: 1951

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Property

Details

  • Parcel number: 490002000000002303
  • Zoning description: Residential, Condo

Features

  • Stories: 1
  • Exterior features: Outdoor Shower
  • Topography of land: Level

Lot

  • Lot size: 435.60 sqft

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Assigned,Off Street,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Heat Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$63$756
Property Taxes $585$7,020
Electricity $193$2,318
Total$3,161$37,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,377/yr
40% on housing$94,830/yr
45% on housing$84,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07762$947
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07762$1,303
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$459,000
2021-09-27Sold$325,000
2021-09-23Contingent$325,000
2021-08-01Pending sale$325,000
2021-07-14Listed for sale$325,000
2021-06-28Price change$4,000
2021-06-24Listed for rent$6,000
2020-10-09Sold$260,000
2020-09-05Listed for sale$254,900

For Sale by Agent

AgentBarry O'Brien
BrokerageD'Amico & McConnell Realtors

Similar Homes