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134 Demontluzin Ave, Bay Saint Louis, MS, 39520

2beds
2baths
1,169sqft
$569,000
$487price/sqft
$4,150/moest. monthly cost
$166,000/yrincome needed

About This Home

New Orleans Charm in the Heart of Bay St. Louis Discover the perfect blend of Southern elegance and modern comfort in this stunning New Orleans-inspired home, ideally situated within walking distance of the Bay St. Louis beachfront. Located on one of Downtown's most sought-after streets, this newer home radiates timeless charm while offering spacious, contemporary living. Just steps from the lively heart of the Bay, enjoy easy access to local restaurants, boutique shops, and entertainment. Inside, soaring ceilings, detailed moldings, and durable waterproof laminate flooring set the tone for refined yet relaxed living. The home features 2 bedrooms and 2 bathrooms, including a luxurious large soaking tub—perfect for unwinding after a day by the water. Furnishings are negotiable, offering flexibility for a move-in-ready experience. Live in the center of it all while embracing the character, comfort, and charm that make Bay St. Louis truly unforgettable.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Bay High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architectural Shingles
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Refrigerator,Microwave,Refrigerator,Washer/Dryer,Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Crown Molding,High Ceilings,Soaking Tub
  • Window features: Shutters,Vinyl
  • Flooring: Granite,Laminate
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,169
  • Total interior livable area: 1,169 sqft

Property

Details

  • Parcel number: 149f029231.000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Beach Access,See Remarks

Lot

  • Lot size: 3,920 sqft
  • Features: City Lot,Cleared,Near Beach
  • Lot size dimensions: 107' x 38' x 107' x 38'

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,877$34,524
Home Insurance *$769$9,228
Property Taxes $312$3,744
Electricity $192$2,304
Total$4,150$49,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,285/yr
40% on housing$124,500/yr
45% on housing$110,666/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$170
Hancock County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$569,000
2026-01-23Listed for sale$575,900
2022-03-17Listing removed--
2021-12-17Pending sale$235,000
2021-11-07Listed for sale$235,000
2021-10-27Listing removed--
2021-09-22Listed for sale$249,900
2021-04-29Sold--
2021-01-14Listing removed$195,000
2020-09-04Listed for sale$195,000

For Sale by Agent

AgentGina Bradley
BrokerageColdwell Banker Alfonso Realty - DH

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