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91-1039 Puaniu St #23U, Ewa Beach, HI, 96706

2beds
2baths
810sqft
$540,000
$667price/sqft
$3,352/moest. monthly cost
$134,080/yrincome needed

About This Home

Prime investment opportunity or starter home in the desirable gated community of Palm Court! This beautifully remodeled 2-bedroom, 2-bathroom townhome offers ultimate privacy with no upstairs neighbors. Enjoy a bright, open floor plan featuring a stunningly upgraded kitchen complete with sleek cabinetry, quartz countertops, and stainless steel appliances, fresh paint, luxury vinyl plank flooring, wall A/C units, and in-unit full-size laundry. This unit will accommodate all family members with en-suite bathrooms within both bedrooms. Relax on your spacious, private lanai with pleasant views. Comes with 2 assigned parking stalls (one covered). Enjoy resort-style community amenities including a swimming pool, BBQ, recreation area, and resident manager. Excellent location just minutes from Ka Makana Alii mall, shopping, dining, schools, and beaches. Move-in ready and waiting for you! Enhanced photos included.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Ewa Elementary SchoolGrades PK-50.4 mi
7/10
Ewa Makai Middle SchoolGrades 6-81.2 mi
5/10

Construction

Condition

  • Property condition: Good Condition
  • Year built: 1990

Materials

  • Construction materials: Double Wall

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Storage
  • Flooring: Ceramic Tile,Vinyl
  • Common walls with other units/homes: End Unit

Interior Area

  • Total structure area: 810
  • Total interior livable area: 810 sqft

Property

Details

  • Parcel number: 1910510990168
  • Zoning description: 11 - A-1 Low Density Apartment
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: City

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,Guest,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$89$1,068
Property Taxes $159$1,908
Electricity $374$4,497
Total$3,352$40,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,925/yr
40% on housing$100,560/yr
45% on housing$89,386/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 96706$604
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96706$615
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$540,000
2026-05-30Listing removed$3,300
2026-05-29Listed for rent$3,300
2023-11-18Listing removed--
2023-10-28Listed for rent$2,800
2023-10-10Sold$545,000
2023-09-21Pending sale$550,000
2023-08-28Contingent$550,000
2023-08-14Listed for sale$550,000
2020-10-29Sold$425,000
2020-09-04Listed for sale$429,000
2005-03-02Sold$199,000
2004-11-10Sold$213,500

For Sale by Agent

AgentEmi Sweeney
BrokerageFAMILY Hawaii Realty

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