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204 Zion Cove Ln, Englewood, TN, 37329

4beds
3baths
1,983sqft
$374,900
$189price/sqft
$2,415/moest. monthly cost
$96,600/yrincome needed

About This Home

Welcome to 204 Zion Cove Lane--now thoughtfully repositioned to offer one of the best opportunities in the gated community of Zion Cove. This 4-bedroom, 3 full bath home offers 1,983 square feet of well-designed living space, blending functionality with comfort. The layout provides flexibility for everyday living, whether you need space for guests, a home office, or a growing household. What truly sets this home apart is the lifestyle. Located behind the gates of Zion Cove, residents enjoy walkable streets, a peaceful setting, and community amenities including a pool, tennis and pickleball courts, and a scenic pond--creating a setting that feels relaxed and connected. Inside, generous bedrooms and multiple living areas provide both comfort and versatility. The home has been well maintained and is move-in ready, making it an excellent option for buyers looking for space and value in today's market. With limited buyer activity in the area, homes that stand out are the ones that get shown--and this home is now positioned to do just that. If you've been searching for a home that offers both lifestyle and value within a gated community, this is one to see.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
7/10
Central High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air,Electric

Features

  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,983

Interior Area

  • Total structure area: 1,983
  • Total interior livable area: 1,983 sqft

Property

Details

  • Parcel number: 087 014.52

Features

  • Stories: 1
  • Exterior features: Rain Gutters

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: 50 x 110

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Gated,Off Street,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance $246$2,952
Property Taxes $99$1,188
Electricity $175$2,103
Total$2,415$28,980

Income You'd Need if You Spent...

35% on housing$82,800/yr
40% on housing$72,450/yr
45% on housing$64,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 37329$232
McMinn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 37329$155
McMinn County$170

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$354,900
2026-03-20Price change$359,900
2026-03-08Listed for sale$369,900
2026-02-25Listing removed$375,000
2026-01-12Listed for sale$375,000
2023-04-05Sold$359,900
2023-03-10Contingent$359,900
2023-03-10Pending sale$359,900
2023-01-09Listed for sale$359,900
2022-10-24Listing removed--
2022-07-13Listed for sale$369,900
2021-09-29Sold$290,000
2021-09-16Pending sale$297,500
2021-09-04Listed for sale$297,500
2020-10-02Sold$250,000

For Sale by Agent

AgentKim Doremus
BrokerageKeller Williams Realty

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