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2024 Mt Union Church Rd, Smiths Grove, KY, 42171

2beds
1baths
1,500sqft
$264,900
$177price/sqft
$1,776/moest. monthly cost
$71,040/yrincome needed

About This Home

Welcome Home to this beautifully designed, custom-built 2-bedroom 1-bath property offering the perfect blend of rustic charm and modern convenience. Nestled on a private 1.28-acre lot, this home delivers peace, privacy, and all the upgrades you've been looking for. Step inside to find an inviting open layout featuring shiplap accents, recessed lighting, and durable concrete and vinyl flooring throughout. The kitchen is a showstopper with quartz countertops, a classic subway-tile backsplash, soft-close cabinetry, and a full suite of Samsung appliances, including refrigerator, stove, dishwasher, and microwave, as well as built-ins in the living room. Enjoy entertaining at the custom bar with wood top, and end shelving, or relax in the living area featuring a 65 inch tv and cozy electric fireplace insert—beautiful French doors, wood faux blinds that bring in natural light while maintaining comfort and efficiency. A spacious bathroom offers a luxurious tile shower, a soothing jetted tub, and a conveniently located washer and dryer. The primary bedroom includes a walk-in closet. Includes a 12X12 Outbuilding.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10
Warren East Middle SchoolGrades 7-811.2 mi
5/10
Warren East High SchoolGrades 9-1211.2 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Electric Range,Range Hood,Refrigerator,Smooth Top Range,Dryer,Washer,Electric Water Heater
  • Laundry features: In Bathroom

Basement

  • Basement: None

Bathroom

  • Features: Separate Shower,Tub

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Closet Light(s),Walk-In Closet(s),Walls (Dry Wall),Living/Dining Combo
  • Window features: Tilt,Window Treatments,Blinds
  • Flooring: Concrete,Vinyl
  • Fireplace features: Electric,Insert
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Eat-in Kitchen,Solid Surface Counter Top

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Grab Bars in Bathroom,Level Drive

Details

  • Parcel number: 090A02001A

Features

  • Patio & porch: Covered Front Porch,Patio
  • Exterior features: Garden,Landscaping
  • Fencing: None

Lot

  • Lot size: 1.28 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Earthquake
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$157$1,884
Property Taxes $126$1,512
Electricity $154$1,850
Total$1,776$21,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,891/yr
40% on housing$53,280/yr
45% on housing$47,360/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 42171$137
Warren County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 42171$164
Warren County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$284,900
2026-03-09Listed for sale$299,900
2021-03-31Sold$155,000
2021-02-12Pending sale$159,999
2021-02-08Price change$159,999
2021-02-01Listed for sale$174,900
2020-08-11Sold$64,000
2017-05-22Sold$13,000

For Sale by Agent

AgentWilma Embry
BrokerageCrye-Leike Executive Realty

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