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246 Seagull, Bay City, TX, 77414

5beds
2baths
1,620sqft
$525,000
$324price/sqft
$3,943/moest. monthly cost
$157,720/yrincome needed

About This Home

FULLY FURNISHED WATERFRONT HOME! Welcome to 246 Seagull, a 5-bedroom property on CANEY CREEK with stunning SUNSET water views! This beautiful home offers extensive UPDATES, including roof, DOUBLE-PANE windows, plumbing, electrical, WATER HEATER, paint, updated vanities, showers with DESIGNER tile, doors, ceiling fans, blinds, hardware, recessed lighting, and MORE! Enjoy a SPACIOUS OPEN-CONCEPT living and dining area with VAULTED cedar beams and loads of NATURAL light. The kitchen features an island, high-quality appliances, and updated cabinetry with soft-closing drawers. Relax on the 500 sq ft COVERED DECK or enjoy the LIGHTED fishing pier with cleaning station. Raised on 21 pilings with a concrete slab below offering AMPLE PARKING and room for an RV. There are 3 neighborhood BOAT LAUNCHES, less than 10 minutes by boat to the INTRACOASTAL, and the BEACH is approximately 3 miles away. Perfect for FULL-TIME living, a GETAWAY, or an income-generating property! Book your tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Van Vleck Elementary SchoolGrades PK-321.5 mi
4/10
Van Vleck Jr High SchoolGrades 6-821.5 mi
5/10
Van Vleck High SchoolGrades 9-1221.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony,High Ceilings,All Bedrooms Up,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room,Pantry,Soft Closing Drawers

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only,Primary Bath: Tub/Shower Combo

Property

Details

  • Parcel number: 29721

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bulkhead,Pier

Lot

  • Lot size: 9,408 sqft
  • Features: Waterfront,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Cold Wave
Heat Wave
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$518$6,216
Property Taxes $533$6,396
Electricity $238$2,859
Total$3,943$47,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,188/yr
40% on housing$118,290/yr
45% on housing$105,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.9%
1.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 11.0%
11.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 77414$156
Matagorda County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 77414$142
Matagorda County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Price change$525,000
2026-01-07Listed for sale$550,000
2021-05-21Listing removed--
2021-04-20Pending sale$425,000
2021-02-02Listed for sale$425,000
2020-10-29Listing removed$425,000
2020-08-29Listed for sale$425,000

For Sale by Agent

AgentAmy Lampman
BrokerageRealty Of America, LLC

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