0 Lower Lake Rd, Seneca Falls, NY, 13148
About This Home
One of the last available building lots on Lower Lake Road along beautiful Cayuga Lake, this unique property offers nearly an acre of land and 44 feet of level lake frontage in a highly desirable Finger Lakes location. The level lot provides an ideal setting for your future lakefront home, seasonal retreat, or investment opportunity, with scenic views stretching across the water. A camper currently located on the property is connected to municipal water and sewer, a valuable feature that has been grandfathered to the parcel. Situated in the heart of the Finger Lakes, this property is just down the road from Cayuga Lake State Park and within easy reach of renowned wineries, breweries, restaurants, and countless recreational opportunities. Whether you are looking to build now or secure a piece of Cayuga Lake shoreline for the future, opportunities to purchase vacant lakefront land in this area are becoming increasingly limited. Conveniently located near shopping and everyday amenities while still offering the peaceful setting and natural beauty that make Finger Lakes lakefront living so appealing. Being sold with tax ID 453289-038-000-0001-086-002-0000
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1975
Materials
- Foundation: Other,See Remarks
- Construction materials: Aluminum Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other,See Remarks
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: See Remarks,Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen,Bedroom on Main Level,Main Level Primary
- Flooring: Carpet,Varies,Vinyl
Heating & Cooling
- Heating features: Other,See Remarks
- Cooling features: Other,See Remarks
Interior Area
- Total structure area: 280
- Total interior livable area: 280 sqft
Property
Details
- Parcel number: 45328903800000010560120000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Deck,Dock,Gravel Driveway,Patio,Private Yard,See Remarks
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,Lake
- Waterbody name: Cayuga Lake
- Frontage length: 60
Lot
- Lot size: 0.98 Acres
- Features: Flood Zone,Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 100 x 392
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Seneca County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $225 | $2,700 |
| Property Taxes | $763 | $9,156 |
| Electricity | $246 | $2,954 |
| Total | $3,686 | $44,232 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-01 | Listed for sale | $485,000 |
| 2023-12-20 | Listing removed | -- |
| 2023-11-15 | Listed for rent | $1,800 |
| 2021-02-26 | Listing removed | -- |
| 2020-09-17 | Price change | $389,000 |
| 2020-08-25 | Listed for sale | $469,000 |
| 2017-02-10 | Sold | $103,000 |
| 2014-02-25 | Sold | $30,000 |
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