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20429 326th Ave #9, Isle, MN, 56342

1beds
1baths
384sqft
$74,900
$195price/sqft
$650/moest. monthly cost
$26,000/yrincome needed

About This Home

Come and enjoy views of Lake Mille Lacs from the deck of your Breckenridge Park Model trailer at Elkhorn Village on the beautiful East shore. Enjoy low maintenance lake life where the association handles the lawn care, septic & well water. This trailer is located strategically so that you can see the lake from the covered deck. The 2002 Breckenridge Trailer has lofted ceilings and a loft that has 3 additional beds. The trailer is seasonal, but can be used in the winter as the association provides a common building that has bathrooms with showers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Isle Elementary SchoolGrades PK-612.6 mi
4/10
Isle SecondaryGrades 7-1212.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Exhaust Fan,Microwave,Range,Refrigerator

Basement

  • Basement: None

Bedroom

  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Dining Room

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Features

  • Finished area below ground: 0
  • Finished area above ground: 384

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Loft

  • Level: Upper
  • Area: 264
  • Dimensions: 22x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 167055225
  • Zoning description: Lot
  • Foundation area: 384

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Has view: Yes
  • View description: Lake,West
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Association Access,Lake View,Lake Bottom(Rocky,Sand)
  • Frontage length: Water Frontage: 300

Lot

  • Lot size: 2,178 sqft
  • Features: Irregular Lot
  • Lot size dimensions: 18 x 65 x 34 x 34 x 50

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Hail
Strong Wind

FEMA Declared Disasters in Mille Lacs County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$43$516
Property Taxes $59$708
Electricity $170$2,050
Total$650$7,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$22,285/yr
40% on housing$19,500/yr
45% on housing$17,333/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 56342$92
Mille Lacs County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 56342
Mille Lacs County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Price change$69,900
2026-08-03Price change$74,900
2026-07-29Listed for sale$77,000
2021-01-11Sold$47,000
2020-11-28Pending sale$53,900
2020-08-22Listed for sale$53,900
2019-02-15Sold$41,200
2016-07-06Sold$49,500

For Sale by Agent

AgentRobert Mason
BrokerageSandelands Realty

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