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215-40 47th Ave APT 3A, Bayside, NY, 11361

2beds
1baths
800sqft
$315,000
$394price/sqft
$2,097/moest. monthly cost
$83,880/yrincome needed

About This Home

Welcome to Rocky Hill Terrace! This bright and spacious 2-bedroom, 1-bath unit offers an inviting layout filled with natural light from large windows throughout. A welcoming entry hallway opens to a versatile foyer, ideal for a dining area or home office. The expansive living room provides ample space for both comfortable living and dining. The galley kitchen features stainless steel appliances, while both bedrooms offer generous sizing and comfort. Additional highlights include hardwood floors throughout, abundant closet space, basement laundry facilities, and available storage. Indoor garage parking is available via waitlist. Nestled within a peaceful courtyard setting, Rocky Hill Terrace offers the perfect balance of tranquility and convenience, just moments from shopping, Bell Boulevard, the LIRR, Oakland Park, schools, restaurants, and more.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
Ps 203 Oakland GardensGrades PK-50.4 mi
9/10
Ms 158 Marie CurieGrades 6-80.4 mi
4/10

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Coop

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Property

Details

  • Special condition: Resale

Features

  • Patio & porch: Other
  • Exterior features: Courtyard,Garden

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$63$756
Property Taxes $196$2,352
Electricity $246$2,954
Total$2,097$25,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,897/yr
40% on housing$62,910/yr
45% on housing$55,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$394This listing

vs Other Active Listings

Avg $/sqft

ZIP 11361$580
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11361$680
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$315,000
2026-06-15Listed for sale$328,000
2020-10-16Listing removed$299,000
2020-08-20Price change$299,000
2020-08-18Listed for sale$303,000

For Sale by Agent

AgentTimothy Ho
BrokerageKeller Williams Realty Landmark

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