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1153 Declaration Dr, Elgin, SC, 29045

2beds
2baths
1,342sqft
$232,500
$173price/sqft
$1,662/moest. monthly cost
$66,480/yrincome needed

About This Home

This move-in ready home delivers a lifestyle that feels bigger than its footprint. Vaulted ceilings in the main living area open the space beautifully, drawing in light and creating an easy, relaxed flow that invites you to exhale the moment you walk in. The kitchen is clean and well-appointed with staggered cabinetry and stainless appliances, thoughtfully designed and ready for real life. Both bedrooms sit on opposite sides of the home, giving everyone their own retreat. The primary suite features a walk-in closet and dual vanities. The home also includes a one-car garage, while the HOA fee covers common-area maintenance, pool and cabana access, front-yard mowing/edging and cleanup, front shrub pruning two to three times annually, front yard weed-control treatments three times annually, and exterior pressure washing once a year, typically completed in June or July. Easy I-20 access puts you close to shopping, dining, and everyday conveniences, with a straightforward commute to Fort Jackson and the broader Columbia area. Homes like this in Elgin move quickly. Schedule your showing today. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Pontiac Elementary SchoolGrades PK-50.4 mi
5/10
8/10
Spring Valley High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: Brick-Partial-AbvFound,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Smooth Surface,Disposal,Microwave Above Stove
  • Laundry features: Heated Space,Main Level

Bedroom2

  • Features: Tub-Shower
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Gas 1st Lvl
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,342
  • Total interior livable area: 1,342 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Granite Counters
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Tub-Shower
  • Level: Main

Property

Details

  • Parcel number: 288030714

Features

  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Gutters - Full
  • Fencing: Rear Only Wood

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,175$14,100
Home Insurance *$159$1,908
Property Taxes $124$1,488
Electricity $204$2,449
Total$1,662$19,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,982/yr
40% on housing$49,860/yr
45% on housing$44,320/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$145
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Contingent$225,000
2026-08-06Price change$225,000
2026-06-17Listed for sale$232,500
2021-01-19Listing removed$188,375
2021-01-14Price change$188,375
2021-01-06Price change$188,000
2020-12-07Price change$185,000
2020-12-01Price change$187,000
2020-10-23Price change$185,000
2020-10-20Price change$185,113
2020-10-09Price change$185,000
2020-09-08Price change$185,331
2020-08-28Price change$182,331
2020-08-17Listed for sale$180,331

For Sale by Agent

AgentJim Leitherer
BrokerageReal Broker LLC

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