220 Charter Hills Road #B-2, Banner Elk, NC, 28604
About This Home
This charming 3BR/2B townhouse style condo offers fantastic amenities, including a clubhouse with an indoor heated pool, hot tub, and recreation room with other gaming options. Conveniently located near Beech Mountain Resort Ski Area, Fred's, and Buckeye Recreation Center. The Beech Mountain Club is also available with membership options, providing access to golf, tennis, pickleball, fitness facilities, and multiple dining locations. Whether you're looking for a personal getaway, a year-round home, or an investment property, this unit is versatile and appealing. The split foyer entry will lead you to a spacious downstairs living area, offering a cozy living room with a free standing gas fireplace, dining area, and kitchen. Venture outside onto the deck to enjoy the fresh mountain air and watch the wildlife. Upstairs, you'll find three bedrooms and a full bathroom, each equipped with a ceiling fan and flat screen TV. This unit comes with a Vivant Security system with remote control and offers a Mitsubishi split system for added comfort. No damage was incurred from Hurricane Helene.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Roof: Asphalt,Shingle
- Construction materials: Wood Siding,Wood Frame
Type & Style
- Home type: Condo
- Architectural style: Mountain
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Washer Hookup,Dryer Hookup
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Furnished
- Fireplace features: Free Standing,Gas,Stone,Vented,Propane
- Fireplace: Yes
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 1,150
Heating & Cooling
- Heating features: Ductless,Electric,Fireplace(s)
- Cooling features: Ductless
Interior Area
- Total structure area: 1,150
- Total interior livable area: 1,150 sqft
Property
Details
- Parcel number: 1950221898002
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open
- Exterior features: Paved Driveway
Parking
- Parking features: Driveway,No Garage,Paved,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Watauga County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $104 | $1,248 |
| Electricity | $200 | $2,405 |
| Total | $1,900 | $22,800 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-09 | Price change | $299,900 |
| 2025-10-16 | Price change | $333,800 |
| 2025-09-16 | Price change | $338,800 |
| 2025-06-11 | Listed for sale | $349,000 |
| 2020-11-22 | Sold | $100,000 |
| 2020-08-26 | Pending sale | $95,000 |
| 2020-08-14 | Listed for sale | $95,000 |
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