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1481 Ledges Dr Unit 541, Osage Beach, MO, 65065

4beds
3baths
1,725sqft
$389,900
$226price/sqft
$2,483/moest. monthly cost
$99,320/yrincome needed

About This Home

Looking for an Investment property look no further. Check out this 4 bedroom 3 bath top floor loft unit. New vinyl plank flooring just installed. Has great rental history or makes an awesome place for a large family and friends. Comes fully furnished. Includes a 10x30 boat slip. This unit is easily accessible by using the upper parking lot and walking across the bridge to the front door, only a few steps. Awesome View of the 21MM. Call for details.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

3/10
7/10
Camdenton Middle SchoolGrades 7-89.9 mi
6/10
Camdenton High SchoolGrades 9-129.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1995

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Furnished,Fireplace,Cable TV,Walk-In Closet(s),Walk-In Shower,Window Treatments
  • Door features: Storm Door(s)
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,725
  • Total interior livable area: 1,725 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 0820030000007023413

Features

  • Levels: One
  • Pool features: Community
  • Patio & porch: Deck,Open
  • Exterior features: Blacktop Driveway,Deck
  • Has view: Yes
  • View description: Channel
  • Has water view: Yes
  • Water view: Channel
  • On waterfront: Yes
  • Waterfront features: Cove,Beach Access,Lake Front,Seawall

Lot

  • Features: Lake Front

Parking

  • Parking features: No Garage,Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$222$2,664
Property Taxes $149$1,788
Electricity $141$1,693
Total$2,483$29,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,131/yr
40% on housing$74,490/yr
45% on housing$66,213/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$368
Camden County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$389,900
2026-02-19Listed for sale$399,900
2025-09-11Listing removed$400,000
2025-05-22Price change$400,000
2025-03-18Listed for sale$420,000
2025-01-28Listing removed$420,000
2024-10-11Listed for sale$420,000
2020-08-24Sold--
2020-08-12Pending sale$265,000
2020-08-10Listed for sale$265,000
2013-02-27Sold--

For Sale by Agent

AgentCRYSTAL R SHAFER
BrokerageBHHS Lake Ozark Realty

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