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9850 S Thomas Dr Unit 606W, Panama City, FL, 32408

1beds
1baths
751sqft
$314,900
$419price/sqft
$2,376/moest. monthly cost
$95,040/yrincome needed

About This Home

Perched on the 6th floor of the highly sought-after Sunbird Condominiums, this stunning gulf-front residence showcases the coveted ''A'' floor plan -- the largest and most desirable layout in the building. Fully furnished and beautifully remodeled, this luxury 1-bedroom, 1-bath retreat offers breathtaking, panoramic views of the emerald waters and sugar-white sands of the Gulf of Mexico. Step inside to discover elegant new flooring, charming French doors leading into the serene master suite, and a designer-inspired kitchen featuring endless countertops, custom storybook cabinetry, and a layout crafted for both style and functionality. The spa-like bathroom has been transformed with a gorgeous fully tiled walk-in shower, creating the perfect coastal escape. Sunbird offers an unmatched resort lifestyle with 3 beachfront pools (including a heated pool), tennis courts, grilling areas, and direct beach access just steps away. Recent community upgrades include new roofs, windows, sliding glass doors, fencing, and elevators, adding tremendous value and peace of mind. Located in the heart of Panama City Beach next to Pineapple Willy's and within walking distance to top dining, entertainment, and shopping -- plus only minutes from the new Top Golf -- this condo is perfectly positioned as a luxury vacation getaway, high-performing investment property, or full-time beachfront residence. Wake up to million-dollar Gulf views and experience the very best of beachfront living on the Emerald Coast.

Getting Around

30
WalkingCar-Dependent
25
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

7/10
Breakfast Point AcademyGrades PK-81.2 mi
4/10
J.R. Arnold High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 8 x 8

Features

  • Main Level Primary,Tub Shower

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 751
  • Total interior livable area: 751 sqft

Kitchen

  • Level: First
  • Dimensions: 8 x 8

Living Room

  • Level: First
  • Dimensions: 20 x 12

Master Bedroom

  • Level: First
  • Dimensions: 12 x 10

Property

Details

  • Parcel number: 34994610000
  • Attached to another structure: Yes
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Pool features: Fenced,Gunite,Electric Heat,In Ground,Community
  • Patio & porch: Balcony
  • Has view: Yes
  • View description: Gulf
  • Has water view: Yes
  • Water view: Gulf
  • On waterfront: Yes
  • Waterfront features: Gulf,Shoreline - Sand

Lot

  • Features: Paved
  • Lot size dimensions: Condo

Parking

  • Total spaces: 1
  • Parking features: Gated,Paved,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Bay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$433$5,196
Property Taxes $154$1,848
Electricity $197$2,366
Total$2,376$28,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,462/yr
40% on housing$71,280/yr
45% on housing$63,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$419This listing

vs Other Active Listings

Avg $/sqft

ZIP 32408$234
Bay County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 32408$299
Bay County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-15Listed for sale$314,900
2026-04-07Listing removed$345,000
2025-12-18Listed for sale$345,000
2025-04-01Listing removed$344,000
2025-03-01Price change$344,000
2025-02-06Price change$349,000
2024-10-03Listed for sale$359,000
2024-01-13Listing removed$233,000
2023-01-13Listing removed--
2021-01-12Sold$227,000
2021-01-08Contingent$233,000
2020-11-20Price change$233,000
2020-10-28Price change$235,000
2020-08-07Listed for sale$239,900

For Sale by Agent

AgentChad Hatfield
BrokerageRealJoy Realty LLC

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