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2020 Park Springs Ln, Chelsea, AL, 35043

4beds
3baths
1,947sqft
$355,000
$182price/sqft
$2,357/moest. monthly cost
$94,280/yrincome needed

About This Home

Beautiful one-level living in sought-after Chelsea Park, offering comfort, accessibility, and privacy. This thoughtfully designed 4BR/3BA home is fully handicap accessible and features a brand-new $25,000 Safe Step walk-in tub in the primary bath—ideal for ease and peace of mind. The open-concept floor plan showcases a spacious living area flowing into a well-appointed kitchen with granite countertops, large center island, and ample cabinetry—perfect for everyday living and entertaining. Enjoy outdoor relaxation on the covered patio overlooking a fenced backyard that backs to wooded privacy. Additional highlights include a 3-car garage, security system, and all living spaces conveniently on one level. Located in a premier neighborhood with sidewalks, amenities, and quick access to Hwy 280 via the back entrance, this home blends functionality, privacy, and location seamlessly.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
10/10
Chelsea Middle SchoolGrades 6-84.0 mi
8/10
Chelsea High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Construction materials: 1 Side Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven,Refrigerator,Stainless Steel Appliance(s),Stove-Gas,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Recessed Lighting,Split Bedroom,High Ceilings,Smooth Ceilings,Linen Closet,Separate Shower,Double Vanity,Shared Bath,Tub/Shower Combo,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile
  • Attic: Other,None
  • Finished area below ground: 0
  • Finished area above ground: 1,947

Heating & Cooling

  • Heating features: Central,Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total interior livable area: 1,947 sqft

Kitchen

  • Features: Stone Counters,Eat-in Kitchen,Kitchen Island,Pantry
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 089322001003.000
  • Attached to another structure: Yes
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground,Fenced,Community
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Sprinkler System
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Parking (MLVL),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$198$2,376
Property Taxes $124$1,488
Electricity $240$2,881
Total$2,357$28,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,811/yr
40% on housing$70,710/yr
45% on housing$62,853/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 35043$217
Shelby County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 35043$167
Shelby County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$374,000
2026-02-13Listed for sale$379,000
2020-11-30Sold$276,000
2020-09-02Pending sale$274,500
2020-08-29Price change$274,500
2020-08-07Listed for sale$271,500

For Sale by Agent

AgentMissy Heard
BrokerageRealtySouth-OTM-Acton Rd

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