1000 Jersey Street #A & B, Bellingham, WA, 98225
About This Home
Main floor leased through June '26. Upstairs leased through October 26'. With DADU permitting studio could rent for $1,500+ a month, for $6,040 total. Looking up from the sidewalks of Jersey Street, you'll discover this charming restored Victorian duplex in the desirable Sehome neighborhood. Potential to convert back to a single-family home. Grandfathered as a legal duplex, it sits on a bright, sunny corner lot with territorial views and vistas of Bellingham Bay. Just steps to Sehome Hill Arboretum trails. Upstairs: a 2-level, 2-bed/1-bath unit with private view deck, in-unit laundry, remodeled wrap-around kitchen, and excellent living spaces. Main floor: a spacious 1,128 SF 2-bed/2-bath fully remodeled in 2023 with new kitchen, bathrooms, flooring, lighting, in-unit laundry and smart space planning. A detached 533 sq ft studio awaits your finish-out. 2026 zoning changes streamline ADU approval—offering strong potential to condo-ize or boost total rent toward a pro forma 5.7% cap rate. Proven cash flow in a prime location near WWU and downtown. New roof and skylights, new siding, interior remodels (kitchens plus 2 of 3 baths), 6-zone mini-split system, solar, fencing and amazing landscaping complete this gem. Don't miss it!
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1910
Materials
- Foundation: Poured Concrete
- Roof: Composition
- Construction materials: Cement Planked,Cement Plank
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Features
- Window features: Thermal Windows
- Flooring: Vinyl Plank
Heating & Cooling
- Heating features: Ductless,Wall Furnace,Electric
- Cooling features: Ductless
Interior Area
- Total structure area: 2,622
- Total interior livable area: 2,622 sqft
Property
Details
- Parcel number: 3803312454080000
- Zoning description: Residential,Jurisdiction: City
- Special condition: Standard
Features
- Has spa: Yes
- Has view: Yes
- View description: Bay,City,Sound,Territorial
- Has water view: Yes
- Water view: Bay,Sound
Lot
- Lot size: 4,356 sqft
- Features: Corner Lot,Curbs,Sidewalk,Cabana/Gazebo,Deck,Electric Car Charging,Fenced-Fully,High Speed Internet,Hot Tub/Spa
- Lot size dimensions: 37' * 125'
Parking
- Total spaces: 4
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Cold Wave
- Ice Storm
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Whatcom County and Washington
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,902 | $58,824 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $549 | $6,588 |
| Electricity | $179 | $2,152 |
| Total | $5,783 | $69,396 |
Income You'd Need if You Spent...
Washington FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $1,050,000 |
| 2020-11-10 | Sold | $729,115 |
| 2020-09-16 | Pending sale | $759,900 |
| 2020-08-13 | Listed for sale | $759,900 |
| 2020-08-09 | Pending sale | $759,900 |
| 2020-08-04 | Listed for sale | $759,900 |
View on Zillow