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260 S Aldine St, Elgin, IL, 60123

2beds
1baths
960sqft
$305,000
$318price/sqft
$2,362/moest. monthly cost
$94,480/yrincome needed

About This Home

***RANCH with Magical Backyard Garden*** 2 Bedrooms + 1 Full Bathroom + Nice Lot. Ranch home on nice, professionally landscaped homesite. Front Living Room has large window draws in natural light. Recent Kitchen updates feature new cabinets and drawers plus countertops. Dining Room and Family Room overlook the outdoor living space. Nice size Master Bedroom has large closet and 2nd Bedroom features built-ins. Shared Hall Bath with tub/shower combo and updated vanity. Laundry/Utility Room has lots of shelving. Tiered Deck off Family Room has amazing views of the magical backyard garden perfect for maximum outdoor living enjoyment. 1-car detached extended bay Garage. Shed. So much potential with this home. Conveniently located to so much including shopping, dining, entertainment, and medical facilities! Value-Added Features: (2018) Roof, Siding, Kitchen Updates, Gutters; (2016) Furnace and A/C. AGENTS AND/OR PROSPECTIVE BUYERS EXPOSED TO COVID 19 OR WITH A COUGH OR FEVER ARE NOT TO ENTER THE HOME UNTIL THEY RECEIVE MEDICAL CLEARANCE.

Getting Around

75
WalkingVery Walkable
27
TransitSome Transit
61
BikeBikeable

Schools

3/10
Abbott Middle SchoolGrades 7-80.5 mi
3/10
Larkin High SchoolGrades PK,9-120.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shake
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal
  • Laundry features: Main Level,In Unit

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Family Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 144
  • Dimensions: 9X16

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Open Floorplan
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Drapes
  • Flooring: Hardwood,Carpet,Wood
  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space),Flooring (Vinyl)
  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Laundry

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 35
  • Dimensions: 7X5

Living Room

  • Features: Flooring (Hardwood),Window Treatments (All)
  • Level: Main
  • Area: 187
  • Dimensions: 11X17

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0622208010
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 6,621 sqft
  • Features: Common Grounds
  • Lot size dimensions: 50X132

Parking

  • Total spaces: 1.5
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$136$1,632
Property Taxes $554$6,648
Electricity $130$1,569
Total$2,362$28,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,982/yr
40% on housing$70,860/yr
45% on housing$62,986/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 60123$139
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60123$209
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$305,000
2022-03-31Sold$220,000
2020-09-11Sold$152,108
2020-08-03Pending sale$152,108
2020-07-28Listed for sale$152,108

For Sale by Agent

AgentAnthony Florio
BrokerageAnthony Florio

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