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1300 Evans Street, Morehead City, NC, 28557

4beds
2baths
3,492sqft
$895,000
$256price/sqft
$5,388/moest. monthly cost
$215,520/yrincome needed

About This Home

Wonderful Location and Wonderful Cottage! This beautifully remodeled and updated ''Chapel House'' cottage is so very special...located close to everything-Beaches and Boating, Downtown Waterfront Restaurants and Shops, and Family and Friends! You are just a few blocks away from sandy beaches and Bogue Sound, a couple of blocks away from pickle ball, tennis, playground, splash pad and picnic areas, close to downtown boat ramp, and also a local curb market close by for local goods and more. Other features include expansive great room and dining area, welcoming oversized kitchen with breakfast nook and den area and a private enclosed patio deck and grilling area. The principal suite is located primary level, and there is additional 2nd level that has 3 more amazing bedrooms, incredible den area, full bath, and an additional rear stairway exit. This property would be a great Primary home, Second home, or Investment property! You will love this home with its' inviting style and uniqueness!!

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
3/10
West Carteret High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Slab,Crawl Space
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Washer,Refrigerator,Range,Ice Maker,Dryer,Dishwasher

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Combination

Features

  • Master Downstairs,Entrance Foyer,Walk-in Shower
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Electric,Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,492
  • Total interior livable area: 3,492 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Details

  • Parcel number: 638618419265000
  • Zoning: R5S
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 2
  • Patio & porch: Enclosed,Patio
  • Exterior features: Outdoor Shower
  • Fencing: Partial
  • Waterfront features: Sound Side,Water Access Comm
  • Living area range: 3000 - 3499

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot,Sound Side,Water Access Comm
  • Lot size dimensions: 50 x 100 x 50 x 100 per gis map

Parking

  • Parking features: On Street,On Site
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Winter Weather
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$210$2,520
Property Taxes $328$3,936
Electricity $325$3,902
Total$5,388$64,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,731/yr
40% on housing$161,640/yr
45% on housing$143,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$256This listing

vs Other Active Listings

Avg $/sqft

ZIP 28557$336
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28557$222
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Price change$895,000
2025-08-22Listed for sale$939,000
2020-09-24Sold$265,000
2020-08-10Pending sale$299,000
2020-07-27Listed for sale$299,000

For Sale by Agent

AgentPamela W Bird
BrokerageAl Williams Properties

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